Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Krissa

Easy submittal, quick processing, caring staff

After our dog's recent infection, we were very thankful to have Healthy Paws help defray our expenses. We appreciate the ease of submitting a claim, the quick processing time, and the caring staff. We were skeptical about pet insurance prior to this, but Healthy Paws didn't nickle and dime us - they covered what they said they would, quickly and easily. We are very happy with the level of care we have received from Healthy Paws.
5

out of 5

POSTED: | BY: Megan

Healthy Paws is the best!

We have had pets insured with Healthy Paws for over 3 years. Their customer service is fantastic, and our claims are always processed very quickly. I often tell other pet owners that getting a policy with Healthy Paws was the best decision we have ever made. Having this kind of coverage and great service relieves a huge amount of stress when your pet is sick or injured - you know you can get them the care they need without worrying about the cost. I can't recommend Healthy Paws highly enough, except perhaps to say, I wish they provided health insurance for humans because I would gladly get my own coverage through them!
5

out of 5

POSTED: | BY: Jordan

Amazing Coverage

Healthy Paws has been insuring my Pet since we got him.They recently covered my dogs surgery cost. I sent them over an estimate and they told me it would be covered under his policy. Once the surgery was complete, the invoice was sent and they emailed me within a few days showing exactly what was covered. They even followed up to ask how our pet was doing. Great company with great service.
5

out of 5

POSTED: | BY: Kari Rice

Healthy Paws is the best

I have a Cavalier King Charles Spaniel who has allergies, corneal deposits, luxating patellas, and a heart murmur so I use my pet insurance fairly frequently and I am continually impressed with Healthy Paws. My dog was recently in the ER for eating a large amount of uncooked rice. She was admitted and spent two nights, three days in the ER to help her pass all the rice. The total bill was $2,100 and Healthy Paws paid my claim in four days! My claims are always paid within a week without question. I foster dogs and cats through several different rescue groups and I always recommend Healthy Paws to potential adopters. The monthly premiums are reasonable and the service is exceptional. Additionally, there is no lifetime maximum cap on benefits. I can't imagine having a pet without having Healthy Paws Pet Insurance!
5

out of 5

POSTED: | BY: Rhonda Richards

Incredible Insurance Company

Amazing pet insurance company. Response to claim was very quick with a follow up a couple of days later. Was so impressed I transferred my cat to this insurance after having her on another insurance company for three years. I have recommended this company to everyone I know!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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