Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Veterinary Emergency Group Newton, MA

POSTED: | BY: Alexandria Ronzio

Easy and Worth it!

Healthy Paws has been such a life saver for us with our pets after we have had emergencies. Claims are seamless and the customer support is top notch! They always check in to see how my babies are doing. Would recommend to everyone I know!
5

out of 5

POSTED: | BY: C Wolf

Healthy Paws is Awesome!

We have been a Healthy Paws customer for six years and have policies for both our dogs. Our experience has been that Healthy Paws is easy to work with and they provide hassle free and timely claims service. All of our questions are answered quickly and the claims payments are very prompt. Having pet insurance definitely eased the stress when we had to deal with a very sick dog. We will definitely keep our pets insured with them — and we highly recommend them.
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5

out of 5

POSTED: | BY: Evante Garza

Healthy Paws review

We've had Healthy Paws insurance for a few years, and plenty of places recommended not having pet insurance, but we never got rid of it. Then our 2 year old black cat Manny got bitten by a rattlesnake, and we had to rush him to the ER. The hospitalization and medication cost over $3000, but when we got him back, he was very depressed and sitting in the litterbox. It turns out the stress from the whole situation caused a urinary blockage, so we had to rush him back to the vet to remove the blockage and hospitalize him until the numbers on the bloodwork looked better. That cost us over $4000, but after several claims which were processed fairly fast, Healthy Paws paid for the lion's share of our costs, and checked in with us to ask how Manny was doing (he's back to his old self now). There were definitely times we were worried we wouldn't be able to cover his costs, but Healthy Paws helped us through the entire time.
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1

out of 5

POSTED: | BY: Amber Noneya

My company endorses this company as…

My company endorses this company as part of our benefits package however, when requesting a quote I was told that my healthy 7 year old lab mix was not eligible to be insured through them based on her age. What in the actual....
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5

out of 5

VETERINARIAN: Disney Pet Hospital

POSTED: | BY: Evante Garza

Healthy Paws review

We've had Healthy Paws insurance for a few years, and plenty of places recommended not having pet insurance, but we never got rid of it. Then our 2 year old black cat Manny got bitten by a rattlesnake, and we had to rush him to the ER. The hospitalization and medication cost over $3000, but when we got him back, he was very depressed and sitting in the litterbox. It turns out the stress from the whole situation caused a urinary blockage, so we had to rush him back to the vet to remove the blockage and hospitalize him until the numbers on the bloodwork looked better. That cost us over $4000, but after several claims which were processed fairly fast, Healthy Paws paid for the lion's share of our costs, and checked in with us to ask how Manny was doing (he's back to his old self now). There were definitely times we were worried we wouldn't be able to cover his costs, but Healthy Paws helped us through the entire time.
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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