Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,119

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amoura French

Best company ever!

I can honestly say that Healthy Paws has been one of the best companies I have ever worked with - and not just for pet insurance, but any type of company. My pets have been insured with them for over 3 years now and Healthy Paws is always willing to go the extra mile to help our pets when needed. They very quickly and honestly answer your questions and the claim process is so easy, especially with their new smart phone app. Being a Healthy Paws customer gives me the security and comfort in knowing that I can provide the best care to my beloved pets when they are sick or injured. I always highly recommend them to anyone who asks me about pet insurance!!
5

out of 5

POSTED: | BY: Laurel

Outstanding Company and Coverage!

I got coverage for my puppy when I got him. Better safe than sorry I thought. I read a lot of reviews like you are probably doing now. Although all the reviews I read for Healthy Paws were good I had no idea what a truly outstanding company it was! My first claim took a couple of days to process because they had to send his chart from the vet's office. My second claim (submitted via their excellent app) was processed in under 3 hours! Then unfortunately we had to make a trip to the emergency hospital on a Saturday night. It was very stressful but far less so knowing that I had this amazing coverage and that all I had to worry about was doing what was best for my little guy! I submitted the claim late Saturday night and it was processed and approved Sunday! The bill for the follow up treatment and tests at his regular vet was approved in less than three hours from the time it was submitted! They even sent an email checking on him! But hold onto your hats! I had to go back to the vet because he got kennel cough at the emergency hospital. I got the email the claim was being processed and ONE minute later got the email saying his claim was complete! ONE minute! I could not be happier with the company and just signed my golden doodle up as well! If I could give them a million stars I would!
5

out of 5

POSTED: | BY: Grant Balint

Excellent !

The speed and simplicity of filing my claim and getting a check was better than I could have imagined. I took a picture of my invoice from the emergency vet using the iphone app and I had my check within the same week
5

out of 5

POSTED: | BY: Laura

Great! Totally Worth It! Highly Recommended

I have been using Healthy Paws for close to 1 year now and I think that they are awesome. As long as you meet your deductible and submit invoices correctly, etc. you will be reimbursed in an extremely timely manner. I am covered at 90% and have had a great experience with this company. The office visit fees and preventative medications like tick, flea, heartworm are not covered, but HP has covered everything else. My dog also had to have a major surgery while we had the insurance for less than a year and HP did cover 90% of the surgery. I HIGHLY recommend this insurance. It will save you a lot of money and headaches in the long run.
5

out of 5

POSTED: | BY: Jessica Bruenn

Supportive and Fast

My cat had to have surgery after eating a jacket string. The cost of the surgery was over $4,000. Healthy paws walked me through my first claim. It was easy to do and fast. Each staff member I talked to was genuinely concerned for our cat and showed their love for animals. I highly recommend Healthy Paws Insurance to anyone that has animals.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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