Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Irish Marie

I am shocked at how awesome Healthy Paws is!

I cannot say enough good stuff about this pet ins. co. My little french bulldog had a huge mass on her toe and had to have it amputated :( This insurance company processed all her claims within 24 hours and i even called a few times and went over things and they were so helpful and friendly! I don't know wny people choose any other insurance other than HP! Super stoked and glad i made the rigth choice!
5

out of 5

POSTED: | BY: Jacob Ouzts

Simply the Best

As an attorney i deal with insurance companies regularly, and i see the worst of it all. Suffice it to say, i was pretty skeptical when i decided to sign my dog "Yuba" up for pet insurance with Healthy Paws. Multiple broken bones and surgeries later (sometimes a lab just can't help doing the crazy things that labs do), and Healthypaws has been there every step of the way. The have not only covered all of Yuba's claims without argument, they have covered them quickly, and compassionately, always being sure to send a get well note along with a note that the claim is being covered and the check is on the way. I have never experienced an insurance company as honest, caring, and down right awesome as healthypaws, and i probably never will again; they are truly one of a kind and come highly recommended by my family and pup.
5

out of 5

POSTED: | BY: Susan Black

Excellent pet insurance with outstanding service

My golden retrievers have been insured by Healthy Paws for almost 3 years now. In that time I have had several emergencies and injuries all of which were processed quickly, efficiently and without any issues. When I lost my girl last Dec. to a bleeding tumor on her spleen, my claim was processed, payment issued, her policy cancelled and a condolence card sent within days and without me having to make a single phone call! Most recently, my boy had to have his spleen removed because of a tumor and my uploaded claim was processed within 48 hours. Suffice it to say I have been completely satisfied with Healthy Paws!
5

out of 5

POSTED: | BY: KIM WILSON

SO EASY TO WORK WITH

I WAS BLOWN AWAY BY HOW FAST AND EASY THE WHOLE CLAIM PROCESS WAS. THEY PAID EXACTLY WHAT THEY HAD PROMISED IN THE CONTRACT. NO LENGTHY EXPLANATIONS OR EXTRA BACK UP. I JUST NEEDED THE VET'S INVOICES. I WOULD NOT HESITATE TO RECOMMEND HEALTHY PAWS PET INSURANCE
5

out of 5

POSTED: | BY: Ben Velella

I'm Glad that I Chose Healthy Paws Coverage

Although this review is based on a single claim experience (so far) for my 11 month old Chessie, it was a claim for almost $5,000 for emergency treatment and surgery made necessary when the dog ate a pice of towel which created an intestional blockage. The claim review was completed within a day of document submission and totaled about 75% of all charges, which I believed to be quite fair. In sum, a terrific experience with Healthy Paws. By comparison, I used VPI for another dog last year for a signficant series of high dollar claims and found the company to be horrible for pet owners. Choose Healthy paws, DO NOT use VPI.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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