Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Phillip Allen

Faultless coverage

It is so difficult to find a good, reliable insurance company for people let alone pets but we really struck gold with Healthy Paws!From the initial form filling everything was so easy and quick. The invoice submission process is very fast and simple and the turnaround time on paying on a claim is just as fast. We have two dogs, one is 2 the other 7, and our Healthy Paws coverage has been invaluable in this, our first year with them. I cannot recommend them more highly!!
5

out of 5

POSTED: | BY: Jessica

Healthy Paws is a life saver! Superb organization.

Our one year old pup, Murray, recently had to go to the vet hospital because he was throwing up non-stop and was super dehydrated. Thankfully, after staying overnight and being on IV at the pet hospital the vet was able to run a bunch of tests and figure out what was wrong. My husband and I would have been mortified about getting the final vet bill (an overnight hospital stay is not cheap) but because we have Healthy Paws Pet Insurance we were able to breathe a sigh of relief because not only did the insurance cover 90% of the vet bill but, more importantly, we knew our little guy was getting the care he needed and going to be okay. We submitted our claim through the Healthy Paws app (it's really easy to do) and the claim was processed very quickly. A rep from Healthy Paws even reached out to us and sent Murray well wishes and hugs on behalf of the company. We are really happy with Helathy Paws and highly recommend them as your pet insurance company (they are truly superb).
5

out of 5

POSTED: | BY: Carol

Great Pet Insurance Company!

My little dog has developed several health issues in the last few years and Healthy Paws has always been very responsive. Claims are processed quickly and checks are usually received within a week of sending in a claim. The staff manning the phone lines have been very helpful when I called in with questions or directed me to the right person to answer my questions. A person gets back to me right away. The only thing that would make them better would be to cover the office visit fees, too.
5

out of 5

POSTED: | BY: jordan

far better than we imagined.

healthy paws has been our insurance company since we got our rescue puppy six months ago. and in that time, our dog has undergone x-rays, ultrasounds, mass removals, and countless probes, check-ups, and antibiotics cycles. we expected much of this to actually not be covered by healthy paws. but once we'd gotten beyond our deductible, they've gone above and beyond. we are always reimbursed the percentage we've agreed on, and have saved literally thousands of dollars. the process for submitting claims is simple, answers are fast, and checks arrive in the mail that same week more often than not. and they follow up, asking how your animal is doing. it's the best experience we could imagine, and i recommend them to everyone we meet.
5

out of 5

POSTED: | BY: Neal F

Recent claim

Easy transaction using the Healthy Paws app. Just took the picture of the claims. Prompt explanation of benefits with amount being reimbursed.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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