Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer O

Woof ruff bow wow howl bay (best animal insurance)

I was a bad boy and gotten into my mommy's purse, by opening it up looking for something yummy to snack on...Instead, I found her Ventolin Inhaler and thought it was some weird treat..When I bit into it, it went off in my face and next thing I knew, my heart was beating really really fast. So fast It scared my mommy enough to call the Vet's office at 10pm. She rushed me in and I had to stay the night for 2 days without her. Turns out my heartbeat was at 220 bpm and I couldn't go home till it was 100 bpm. Thanks to Healthy Paws Insurance, they were able to help my mommy out after I was home with the Vet's bill. Now I am doing great, running around, playing with Coconuts and staying away from her purse. Woof Woof Ruff Ruff Healthy Paws Mommy here....It was very scary that my baby of little over 4 yrs Bloodhound/Black Lab names Stitch had this happen. Even worse that, that my Ventolin Inhaler could do that to him. For a 115 lb puppy, it was scary to feel his heartbeat feel like about to jump out of his chest. I am glad that the Vet's and Heathy Paws were and are here to help me. My insurance with them is 90% and $100...that was my choice...They even checked up on Stitch to see if he's ok that week from coming home and a week later to just make sure. Thanks again Healthy Paws
5

out of 5

POSTED: | BY: Gloria

Wow...great service!

No hoops to jump through. Great customer service. Fast claim process. Follow up to see how dog doing after illness. Pleasantly surprised.
5

out of 5

POSTED: | BY: Janet

Very happy with this pet insruance.

This company has been great! They pay quickly and don't dispute every little thing. The coverages are clear in the policy. I even received a follow up email to make sure my puppy was recovering after a recent serious illness. I highly recommend this insurance.
5

out of 5

POSTED: | BY: Brandon V

BEST OF THE BEST, PAWS DOWN

THIS IS THE BEST DECISION WE MADE AND HIGHLY RECOMMEND TO ANYONE WHO LOVES THEIR PET THROUGH GOOD AND BAD. WITHIN A YEAR OF HAVING THE CATS AND INSURANCE, OUR LITTLE GUY CAUGHT A NEAR DEATH FEVER. THE DECISION WAS EASY TO TAKE HIM INTO THE 24 HOUR EMERGENCY PET HOSPITAL. AFTER A WEEK+ OF BEING HOSPITALIZED, THE VET WAS ABLE TO DROP THE TEMP AND BRING HIM BACK TO HIS NORMAL SELF. WITH OVER $4K IN BILLS, HEALTHY PAWS COVERED 90% WITH THE $100 DEDUCTIBLE. THEY EVEN PAID PAST VISITS THAT WERE MINOR ENOUGH WE WEREN'T EVEN CONSIDERING SUBMITTING. PROCESSING WAS QUICK AND WE RECEIVED CHECKS IN LESS THAN 2 WEEKS OF SUBMITTING! QUITE POSSIBLY BETTER HEALTHCARE THAN WE HAVE!! WE'D HIGHLY RECOMMEND TO EVERYONE AS THIS ALLOWED US TO BRING OUR BABY BACK AND KEEP MY FIANCE HAPPY WITHOUT BREAKING THE BANK. THANK YOU SO MUCH HEALTHY PAWS!!
5

out of 5

POSTED: | BY: Jennifer M

The best pet insurance experience EVER

This is the second 10/10 review I have given - but the first was within the first year I was enrolled with Healthy Paws. I did a lot of research before signing up for pet insurance 3 years ago when I got my puppy. I made the best decision by enrolling with Healthy Paws. This company is so fast and efficient, and to top it off - incredibly caring. They have been reliable and quick to provide support for my dog multiple times. Most recently my Cavalier King Charles, Elizabeth, had a bout of pancreatitis. It happened on a Sunday and she was throwing up blood so I took her to a 24-hour emergency care facility. They immediately treated her but the bill was somewhere around $800 and Healthy Paws processed the claim the day I submitted it! I received the check a couple days later. The claim process is super easy too. Plus they followed up with a caring email a week later to check in and see how she was recovering. Elizabeth has also had emergency services for a cat eye scratch (more like a slice) to her eye ball and knee surgeries when she was young. She's also been covered for ear infections, skin allergies, etc. I always recommend this company to all my friends who are considering pet insurance and let them know it is a must for a new puppy (usually puppy immune systems are weaker when young, or at least that was the case for Elizabeth). Do not even hesitate enrolling with this company if you are on the fence - it is such a relief every month to know I am covered if something happens to my most precious family member :)

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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