Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I have had a Healthy Paws policy for both of my cats, Diva and Dweezil, since May 2014. Recently, Diva started coughing chronically and, one day, started to breathe through her mouth. Anyone who's owned by a cat knows that this is a serious emergency. An oxygen chamber, four IVs, two steroids, and one very stressful night later, Diva was out of the ICU and back home with me (and several bottles of medication). She is on the mend now, but as anyone who loves a cat will understand, this has been a harrowing, stressful, awful experience emotionally. On top of that, the veterinary bills, prescription costs, and emergency room visit would have been a horrible burden. But Healthy Paws greatly alleviated that stress: they processed most of my claims practically within hours of submission, kept me well-informed of the status of each, and promptly sent me reimbursement checks once I had met my deductible. They even sent me kind emails checking up on Diva's health. I feel like she and I both received the highest level of individualized attention. To me, it shows that the people at Healthy Paws truly care about cats and dogs and genuinely want to make their lives better. In Diva's case, they have certainly succeeded.
5
out of 5
POSTED:
| BY: Jennifer O
Woof ruff bow wow howl bay (best animal insurance)
I was a bad boy and gotten into my mommy's purse, by opening it up looking for something yummy to snack on...Instead, I found her Ventolin Inhaler and thought it was some weird treat..When I bit into it, it went off in my face and next thing I knew, my heart was beating really really fast. So fast It scared my mommy enough to call the Vet's office at 10pm. She rushed me in and I had to stay the night for 2 days without her. Turns out my heartbeat was at 220 bpm and I couldn't go home till it was 100 bpm. Thanks to Healthy Paws Insurance, they were able to help my mommy out after I was home with the Vet's bill. Now I am doing great, running around, playing with Coconuts and staying away from her purse. Woof Woof Ruff Ruff Healthy Paws
Mommy here....It was very scary that my baby of little over 4 yrs Bloodhound/Black Lab names Stitch had this happen. Even worse that, that my Ventolin Inhaler could do that to him. For a 115 lb puppy, it was scary to feel his heartbeat feel like about to jump out of his chest. I am glad that the Vet's and Heathy Paws were and are here to help me. My insurance with them is 90% and $100...that was my choice...They even checked up on Stitch to see if he's ok that week from coming home and a week later to just make sure. Thanks again Healthy Paws
5
out of 5
POSTED:
| BY: Gloria
Wow...great service!
No hoops to jump through. Great customer service. Fast claim process. Follow up to see how dog doing after illness. Pleasantly surprised.
5
out of 5
POSTED:
| BY: Janet
Very happy with this pet insruance.
This company has been great! They pay quickly and don't dispute every little thing. The coverages are clear in the policy. I even received a follow up email to make sure my puppy was recovering after a recent serious illness. I highly recommend this insurance.
5
out of 5
POSTED:
| BY: Brandon V
BEST OF THE BEST, PAWS DOWN
THIS IS THE BEST DECISION WE MADE AND HIGHLY RECOMMEND TO ANYONE WHO LOVES THEIR PET THROUGH GOOD AND BAD. WITHIN A YEAR OF HAVING THE CATS AND INSURANCE, OUR LITTLE GUY CAUGHT A NEAR DEATH FEVER. THE DECISION WAS EASY TO TAKE HIM INTO THE 24 HOUR EMERGENCY PET HOSPITAL. AFTER A WEEK+ OF BEING HOSPITALIZED, THE VET WAS ABLE TO DROP THE TEMP AND BRING HIM BACK TO HIS NORMAL SELF. WITH OVER $4K IN BILLS, HEALTHY PAWS COVERED 90% WITH THE $100 DEDUCTIBLE. THEY EVEN PAID PAST VISITS THAT WERE MINOR ENOUGH WE WEREN'T EVEN CONSIDERING SUBMITTING. PROCESSING WAS QUICK AND WE RECEIVED CHECKS IN LESS THAN 2 WEEKS OF SUBMITTING! QUITE POSSIBLY BETTER HEALTHCARE THAN WE HAVE!! WE'D HIGHLY RECOMMEND TO EVERYONE AS THIS ALLOWED US TO BRING OUR BABY BACK AND KEEP MY FIANCE HAPPY WITHOUT BREAKING THE BANK. THANK YOU SO MUCH HEALTHY PAWS!!
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.