Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Our 3 year old Husky, Nikkita, just had TPLO surgery on her knee. It was so sad to see her limping and we felt it was necessary to see a specialist immediately. The specialist determined that she needed surgery and we had it done the following Monday. I sent in the invoice to Healthy Paws on Tuesday and it was accepted and the reimbursement was sent within a couple days, with a bill of over $3000. We even received an email from Healthy Paws checking up on little Nikki's progress. Thoughout the entire process, in addition to countless other vet visits, Healthy Paws has always been there for us. We will definitely be a lifelong partner and recommend them to any and all pet owners!
5
out of 5
POSTED:
| BY: Dawne Weiss
I wish I would have had this insurance sooner!
This insurance is a must have! I used to have VPI for my other dog that had numerous health problems. He unfortunately passed away from cancer last year. Their fee schedule was an absolute joke as I believe it was from the stone ages. After taking in a stray dog we looked into a new insurance. Healthy Paws seemed like a good choice after reading the positive reviews and looking at their reimbursement practices. I just had to use if for the first time to have a growth removed from our dog. They literally processed the claim in a day. I received an email that our reimbursement check was on its way. I received it within 3 days total. VPI took weeks to send their piddly reimbursement check. Healthy Paws paid 90% of the claim and I could not be happier! They even sent a follow up email to check on Addie. I don't mind paying a little more for efficient service as well as a great reimbursement rate. The best part is that there is no cap! I wish I would have had it for my Boxer that was riddled with health problems from the start. Do yourself a favor and don't wait because veterinary care can be in the thousands. It will save you in the long run as we all want what is best for our pets.
5
out of 5
POSTED:
| BY: Nick P.
Healthy Paws Insurance works as advertised
I have a 9 month old Labrador Retriever and when I signed up for insurance I didn't think I would collect on it for a few years. How mistaken I was. I have met my deductible and my last three claims totaled over $1,000, in which over $600 was covered by Healthy Paws. To be covered like that for a little over $42 a month is exactly the kind of insurance I was looking for. Thanks to Healthy Paws I am relieved to know I have coverage for my pet's major medical issues. I might add that my claim was settled in less than 2 days from the time I submitted the claim online. The process couldn't be easier.
5
out of 5
POSTED:
| BY: Marlene James
Best decision ever!
After much research I chose to get Healthy Paws Pet Insurance when my four year old Boston Terrier, Duke was about 10 weeks old and I couldn't be happier with my decision. Thankfully, Duke is not a sickly dog or has ever been badly injured but he has had his share of ear infections and other minor issues and every single time that I have taken him to the vet for treatment, Healthy Paws has responded to every claim with status emails from the moment they receive the claim until they mail the check, which is no more than 3-4 days after receipt of the claim, assuming they have the information they need. I have never had to question the amounts of their checks because they always come through with the exact coverage that I purchased. This last time that Duke went in for treatment was probably the most costly visit so far and Healthy Paws processed the claim quickly and efficiently and later followed up to check on how Duke is feeling. I honestly am extremely happy with Healthy Paws and I often recommend them to all of my friends and family with pets. Best pet insurance!!!
5
out of 5
POSTED:
| BY: Lora R.
Healthy Paws had our back when we needed it most!
I have had a Healthy Paws policy for both of my cats, Diva and Dweezil, since May 2014. Recently, Diva started coughing chronically and, one day, started to breathe through her mouth. Anyone who's owned by a cat knows that this is a serious emergency. An oxygen chamber, four IVs, two steroids, and one very stressful night later, Diva was out of the ICU and back home with me (and several bottles of medication). She is on the mend now, but as anyone who loves a cat will understand, this has been a harrowing, stressful, awful experience emotionally. On top of that, the veterinary bills, prescription costs, and emergency room visit would have been a horrible burden. But Healthy Paws greatly alleviated that stress: they processed most of my claims practically within hours of submission, kept me well-informed of the status of each, and promptly sent me reimbursement checks once I had met my deductible. They even sent me kind emails checking up on Diva's health. I feel like she and I both received the highest level of individualized attention. To me, it shows that the people at Healthy Paws truly care about cats and dogs and genuinely want to make their lives better. In Diva's case, they have certainly succeeded.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.