Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica

Quick response time and payout.

My pug was 11-months-old and needed stenotic nares repaired, as well as, elongated palate repair during his neutering. Because the policy was in effect -before- any diagnosis of stenotic nares or elongated palate, Healthy Paws covered all of the surgery expenses and medication. Since they don't cover general vet fees or neutering, I only paid for that and my deductible. Huge financial burden lifted thanks to Healthy Paws Pet Insurance.
5

out of 5

POSTED: | BY: Franke Lenard

A++ for Healthy Paws!

Someone recommended we get pet insurance three years ago when we got our dog Hurley. My husband and I never knew there was such a thing. After doing much research, we decided Healthy Paws was the way to go and have never regretted the decision. I’m sure Hurley is no stranger to the Healthy Paws family due to the number of claims we’ve submitted over the years. Their coverage and reimbursement (90%) is very straight forward on their website and we’ve never had a single issue once we’ve submitted a claim. It usually takes less than a week for everything to be completely processed. The Healthy Paws family also always checks up on Hurley just to make sure he’s doing ok from time to time. Here’s just an example just how awesome their service is… "Hi Franke, We were wondering how Hurley is recovering from his major leg surgery? We’re sorry to hear he had to go through that and send wishes for a quick recovery! Please send a quick email letting us know how he’s feeling and give him a great big hug from us tonight! Sincerely, Tim Claws & Paws Protector” If you’re in the market for pet insurance, you won’t go wrong with Healthy Paws.
5

out of 5

POSTED: | BY: Nina Harbin

You saved our baby

Our dog needed 2 MRIs and 2 surgeries after being diagnosed with a herniated disc in her neck.Whithout the fantastic doctors at CSU veterinary hospital in Fort Collins and healthy paws,our baby wouldn't be with us anymore.This is the insurance to get!!!!
5

out of 5

POSTED: | BY: Mike B.

The best pet insurence

Healthy paws was great with the whole process. They even emailed me asking how steele was. Almost all of my bill was covered and they did it very fast. Btw steele is doing great now!
5

out of 5

POSTED: | BY: Lori Cox

Awesome Service

I purchased Healthy Paws insurance for my pug in August. In November, she needed to have major upper respiratory surgery which cost $1500. This was my first claim, and the filing process was so simple. Each email interaction with the Healthy Paws rep was quick and efficient. They always let me know where we were in the process. I received a reimbursement check within one week and also a follow-up email checking on Chloe's progress. I am very impressed by this organization and will recommend to everyone looking to purchase pet insurance. There is comfort in knowing that whatever health issues come our way, our pug will be able to receive the best care possible because of the coverage from Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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