Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Crystal

Couldn't ask for a better pet insurance company!

I've had Healthy Paws for just over a year now. Prior to Healthy Paws, I had two other insurance companies I went through. Neither one was as easy to work with as Healthy Paws. The premium is very affordable and processing claims is so easy, no questions asked! Not only that, but the turn around rate for processing claims is amazingly fast!I currently have two young chocolate labs (1 and 2 years old). My Izzy has had several UTIs and Healthy Paws has allowed me to get the best care to help get this taken care of quickly. My younger pup, Bear, recently did what all pups do at some point; eat what they shouldn't! This resulted in a very expensive and intensive emergency surgery. Thanks to Healthy Paws, we were able to get him the surgery without worrying about whether we could afford it. Healthy Paws even contacted me shortly after the claim had been made to check up on him. Don't wait before you need the insurance to wish you had it. Get it now and rest assured that Healthy Paws will help keep your pets healthy and give you the peace of mind that they are covered!
5

out of 5

POSTED: | BY: Karen &

Sterling's Healthy Paws Coverage

Very happy to have Healthy Paws Pet Insurance for Sterling. It has helped financially and most importantly with his treatment to remove the clear cell apocrine ductular carcinoma on his left lateral thigh. He has recovered nicely from the surgery and we are hopeful that this excision will take care of any future tumors. We have been grateful for the handling of our claim and the follow-up from Healthy Paws on Sterling.
5

out of 5

POSTED: | BY: Kiem

Paws down, the BEST out there!!!

Winston was diagnosed with CCL tears in both his hind legs. He would need bilateral TPLO surgery. I was very nervous when submitting my claim as I assumed it would be a fight to get a reimbursement. To my delight, the claim was submitted by me on a Saturday and by Monday, I received confirmation that the claim was approved and would be reimbursed in full as per my plan ($500 deductible and 90% reimbursement). By Friday of the same week, I received the reimbursement check! I can't tell you how pleased I am with this company. I have had other animals covered by other competing companies and have never had this level of service or reimbursement. There was not hassle and I highly recommend them to all of my pet loving friends and family.
5

out of 5

POSTED: | BY: Leecia

Exceptional service and kindness!

My dog, Daisy, broke her leg on Easter while we were visiting family. We spent several hours in an emergency clinic, returned home Monday, saw her vet on Tuesday and she had surgery on Wednesday. The first two claims were approved by Friday. I received checks for her emergency care and first trip to her vet several days later. My claim for her surgical treatment and hospitalization were approved the day after she was released from the hospital. I cannot say enough good things about this company. They went above and beyond with their service and kindness. This was a large claim ($4000+) and we have only been with Healthy Paws for eight months but we were treated like family members. I have never posted an online review. I guess I thought my time was too valuable. But, for Healthy Paws I have made an exception because they have been exceptional. The online enrollment was easy, the deductible and monthly payment extremely reasonable (and affordable) and the service spectacular.
5

out of 5

POSTED: | BY: Marie

One less thing to worry about!

I love having Healthy Paws for my dog's insurance policy. We are reimbursed quickly for his illnesses, giving us one less thing to worry about. There are different options you can choose to fit your budget. We chose 90% reimbursement with the 100 dollar deductible. They've made it easy to submit a claim through an app on my phone. They process fast and get your reimbursement out quickly also.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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