Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda M

Happy Paws: Fast and fabulous service

When I was researching pet insurance companies, I looked at a lot of them, searching the policies, and the user comments. I know I chose right. When I submitted my claim, on their easy-to-use app, I wondered how long it would take and if I'd end up chasing them down by phone. Imagine my delight to get email updates every step of the way, letting me know what Happy Paws was doing and what I needed in order to complete the claim. Imagine my amazement, after two short days,to learn they had completed my claim and sent the check, which arrived promptly. My dog was really hurt. She had great treatment from her vet, and excellent customer service from Happy Paws. I wish human health care was as easy and good.
5

out of 5

POSTED: | BY: Lauren

No regrets, so thankful for this policy!

I rescued my 4 year old female border collie 5 months ago, and she is the world to me. I always scoffed at the idea of pet insurance, but I can say that I am SO thankful for the policy I took out for my Girl. She has had several tummy issues of late, which has been extremely stressful, and until last week, we were just treating the symptoms. I am fortunate to have taken out this policy, as it gives me the flexibility to have diagnostic tests done to see if my dog has something more serious. This past week was exceptionally a bad week for my dog, and I racked up over $1200 at the veterinarian's office. Thankfully, the folks over at HealthyPaws expeditiously handled all the claims, with no push-back, and within two days I had notification that the claims were settled and that a reimbursement check was on it's way. The policy gives me the peace mind that I can provide my dog with whatever she needs medically without breaking the bank. The staff over at the claims center and customer service is very helpful, and I was shocked to see the claims handled with so much ease. It really made a big difference, as I was already stressed out that my dog wasn't doing well. I am so thankful for this policy and this company. :)
5

out of 5

POSTED: | BY: Dainah Graham

Very pleased with my pet insurance

I am so happy that I decided to purchase Healthy Paws pet insurance. My 2 1/2 year old chocolate Labrador Retriever Bosco just required major surgery on his knee. The $2,880 surgery only cost me $288. His medications are also covered. My claim was submitted Thursday morning and was settled by Thursday afternoon. I didn't expect it to be settled so quickly. I also received a follow up email from Healthy Paws checking on the health of my dog. If I had to pay the full amount of the surgery on my own, it would have been a major financial hardship for me. I will define keep this insurance for the life of my dog.
5

out of 5

POSTED: | BY: Linda Melendez

Wow, couldn't have been easier!

After non stop vomiting, x-rays showed that my 5 month husky had swallowed a toy. Yes, a toy. Due to the size of the toy, we were not quite sure as to how he managed to swallow the object without choking. Anyhow, the vet informed us that this object would cause major harm/death if our puppy tried to pass the object through his intestinal track. So, without any other options our puppy needed surgery to remove this toy from his stomach. As if that were not hard enough on our family, the cost of the surgery was an additional issue. Thank God we had insurance. There were many pet insurance companies out there but after reading several customer reviews, I was sold on Healthy Paws. As an owner, you don't expect to have to actually use the insurance, especially for a puppy but Healthy Paws could not have made this transactions any easier. It was simple, all I was requested to do was to send in his medical history and the invoice for his surgery. It couldn't have been more than 72 hours before I received an email informing me that my puppies claim was in process. As a consumer you think, "Ok it cant be that easy. Let's see what excuses they try and come up with to deny my claim." Wow, was I wrong. Less than 5 days later I received another email notifying me that my claim was complete/approved and I would be receiving my 90% reimbursement for my out of pocket cost (I chose the 90% reimbursement with a $100 deductible. Shortly after, I received a check. That was it, yes that simple. This process took less than 2 weeks!! No doubt Healthy Paws is a AAA+++ company. Thanks again Healthy Paws!
5

out of 5

POSTED: | BY: David Munson

Colton is truly half of me!

When my best friend (also a service dog) Colton became sick of course I was a mess.The vet wasn't sure what was going on either. He had to be hospitalized with IVs, he wouldn't eat, and couldn't even hold down water. The total came to over $6,000, which I am sorry to say I didn't have. What I did have Thank God was Healthy Paws insurance. Not only do I have my pup on the mend the question of having to put him to sleep wasn't ever an option! The vet faxed the receipts and information and in about 2 weeks I was reimbursed by Healthy Paws. I have become an ambassador for this company telling everyone I know how great they are. Some have signed up and are very happy as well. You don't have to worry about any games like some insurance companies and you don't have to wait forever to get very little back like some other companies. If you have other insurance SWITCH to Healthy Paws! If you have no insurance call Healthy Paws and sign up today. You will be thankful that you did! David Munson

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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