5
out of 5
POSTED: | BY: Myrn Grant
Best Dog insurance ever
Tax had surgery because of Anterior Cruciate Damage on his knee. ACL.As always, the claim was handled immediately.
4.9
out of 5
Number of reviews 10,119
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nadi
Best Insurance Program Around
We have had insurance through Healthy Paws for our dog for a little over 2 years now and I could not have asked for a better insurance company. Not only did they accept our dog, who was a senior at the time of enrollment, at a very low premium, but they have never given us a hassle on any claims submitted. Our dog has been to vet over 15 times in the past 2 years for UTIs and other urinary issues and we have never had a claim denied. They are very quick with processing claims and have great/ friendly customer service reps. There are no limitations on cumulative claims, which has been a life saver for us. Thanks Healthy Paws!
5
out of 5
POSTED: | BY: Thi
TPLO surgery
Our 3 year old Husky, Nikkita, just had TPLO surgery on her knee. It was so sad to see her limping and we felt it was necessary to see a specialist immediately. The specialist determined that she needed surgery and we had it done the following Monday. I sent in the invoice to Healthy Paws on Tuesday and it was accepted and the reimbursement was sent within a couple days, with a bill of over $3000. We even received an email from Healthy Paws checking up on little Nikki's progress. Thoughout the entire process, in addition to countless other vet visits, Healthy Paws has always been there for us. We will definitely be a lifelong partner and recommend them to any and all pet owners!
5
out of 5
POSTED: | BY: Dawne Weiss
I wish I would have had this insurance sooner!
This insurance is a must have! I used to have VPI for my other dog that had numerous health problems. He unfortunately passed away from cancer last year. Their fee schedule was an absolute joke as I believe it was from the stone ages. After taking in a stray dog we looked into a new insurance. Healthy Paws seemed like a good choice after reading the positive reviews and looking at their reimbursement practices. I just had to use if for the first time to have a growth removed from our dog. They literally processed the claim in a day. I received an email that our reimbursement check was on its way. I received it within 3 days total. VPI took weeks to send their piddly reimbursement check. Healthy Paws paid 90% of the claim and I could not be happier! They even sent a follow up email to check on Addie. I don't mind paying a little more for efficient service as well as a great reimbursement rate. The best part is that there is no cap! I wish I would have had it for my Boxer that was riddled with health problems from the start. Do yourself a favor and don't wait because veterinary care can be in the thousands. It will save you in the long run as we all want what is best for our pets.
5
out of 5
POSTED: | BY: Nick P.
Healthy Paws Insurance works as advertised
I have a 9 month old Labrador Retriever and when I signed up for insurance I didn't think I would collect on it for a few years. How mistaken I was. I have met my deductible and my last three claims totaled over $1,000, in which over $600 was covered by Healthy Paws. To be covered like that for a little over $42 a month is exactly the kind of insurance I was looking for. Thanks to Healthy Paws I am relieved to know I have coverage for my pet's major medical issues. I might add that my claim was settled in less than 2 days from the time I submitted the claim online. The process couldn't be easier.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.