Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wayne

Fantastic response

I said all in the title. The claim was handled extraordinarily quickly. Even before my credit card came due. The payment was exactly as they said it would be when I signed up to Healthy Paws.
5

out of 5

POSTED: | BY: Sharon

Excellent Peace of Mind

My dog had a sudden, critical illness that required more than one hospitalization through urgent care. Healthy Paws gave me the reassurance that I would have assistance with managing this sudden, unexpected expense. My experience with their customer service and claims process could not have been better. Healthy Paws staff are courteous, prompt and genuinely interested in the health of your pet.
5

out of 5

POSTED: | BY: Diane Krivda

Thank goodness for Healthy Paws!

Our 4 month old Westie had to have an emergency endoscopy last weekend. The procedure was necessary and thankfully successful. Hours later we left with medicine and a substantial bill but most importantly a groggy but healthy puppy. The next day, I submitted our paperwork to Healthy Paws and they were wonderful to work with. Exactly one week after the procedure, we received a reimbursement check. We are so thankful that we had insurance. We have been pet owners for over 30 years but this is the first time we ever had insurance. It was one of the best decision we've made.
5

out of 5

POSTED: | BY: Susannah O'Donnell

Great Experience

I am very happy with my first experience filing a claim with Healthy Paws. The staff was very courteous and helpful in getting all of the medical information needed to complete my claim. The claims process was very quick and only took a few days to complete, start to finish. I also appreciated that everything that was/wasn't covered was clearly explained in writing and there were no surprises. The coverage was exactly as described upon signing up. The best part was knowing that I didn't have to worry as much about affording an unexpected surgery for my kitty! Thank you!
5

out of 5

POSTED: | BY: Josephine Wong

Great service and quick reimbursement

My 7 years old Jack russell terrier had mass removal. It cause almost $600. Once my vet's office faxed over the invoice to Healthy Paws Insurance the next day I got response stated the claim was processing; and the following day said the check is ready to mail. All processing and received the reimbursement check with in a week. What an awesome company that I can depend on. I am so happy with their service; and would recommend Healthy Paws to all my friends who has pets.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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