Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheri-Rose Rubin

Excellent service - super fast

Our doggie was sick and hospitalized over Christmas vacation and we thought we were going to have to cancel a family trip. She recovered in time for us to go away, but the vet bill was as much as our trip to Florida. I was stressed about it, but when I submitted the claim to Healthy Paws - they paid almost the entire bill in just a few days. I couldn't be more relieved that we decided to buy pet insurance this time around.
5

out of 5

POSTED: | BY: Sahil Patel

Great service, incredible fast claims!

The coverage provided by many pet insurance companies is very similarly priced for the same coverages, so as a pet owner the most important things are that the company:1) Has great customer service 2) Processes claims quickly 3) Covers what they say they'll cover in their policy, without any hassle Healthy Paws has processes all of our claims in less than 2 days from the date of submission, and has always covered our claims as stated in the policy documents. Their customer service is great: when we messed up a claim submission, there was no problem, and we resubmitted and had the problem sorted out within a few hours. We received our claim checks before our dog even had her sutures removed!
5

out of 5

POSTED: | BY: Susan H.

Excellent Service!

I purchased a Healthy Paws Pet Insurance policy for my dog, Clover, not long after adopting her at approximately 8 months old (about 18 months ago). I recently submitted my first claim for a minor surgery that she had to have on her "happy" tail. The process was easy and efficient and the reimbursement check was in the mail to me 2 days after I submitted the claim. I even received a few follow up emails from Healthy Paws to see how she was doing. This is definitely a worthwhile investment and Healthy Paws is an excellent company! Thank you so much!
5

out of 5

POSTED: | BY: Anna Burns

AMAZING! COULD NOT ASK FOR MORE

My 4 yo APBT had a kidney failure and had an emergency surgery that totalled almost 6000. Our claim with Healthy Paws was processed within a couple of HOURS. And they reimbursed us the 80% of the cost! If it wasn't for them, my pup would have been dead, as I wouldn't be able to afford all the diagnostics, medications and hospitalizations. I am endlessly grateful fir such an amazing Customer Service and protecting the one I love. I'm enrolling my husky pup this month and would jot even consider any other insurance! THANK YOU, HEALTHY PAWS, FROM ME AND KILLER:)
5

out of 5

POSTED: | BY: Alan Krampert

Best Pet Insurance experience we have ever had

This review is way overdue. Last spring we took our cat for a tooth cleaning during which our vet removed multiple teeth. When we went to pick our cat up we were informed he had somehow "hurt" one of his eyes. The next few weeks consisted of visits to a special pet eye doctor and multiple medications daily in an attempt to save the eye. Unfortunately, it had to be removed by a great surgeon at a great pet hospital but at a very great expense. Glad to report our little guy recovered very quickly as though nothing was amiss. Also Healthy Paws reimbursed us - quickly, without any hassles or denial games, for all the bills we had accrued. And that is coming from experience - before we switched to Healthy Paws insurance all we got from our previous coverage was the denial game. Healthy Paws pet insurance is the best.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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