Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tracy Ruel

AMAZING!!!

I have 2 french bulldogs, need I say more! Kiwi has skin issues with severe allergies and requires weekly injection and Howard has had two cases of MAST cell cancer. I love knowing that I never have to second guess my decisions for treatment. This insurance is the best for coverage and reimbursement. I have the iPhone app and can submit my claim before leaving the parking lot. I get a quick response from one of the agents and they always start out by asking how are the dogs doing!!! I get followup emails checking on the wellbeing of my pets. I would and do recommend this insurance to anyone who asks.
5

out of 5

POSTED: | BY: Sheryl Farrar

Thank goodness we insured with Healthy Paws

Unfortunately, our dog Bubba ( 2 years old) has a pancreatic enzyme disorder. It has been a difficult couple of months trying to get a handle on it.. Thank goodness for Healthy Paws insurance as the bills are huge! I love their app. It is SO quick and easy to file a claim. I filed a claim using the app last night and today I got emails showing the claim was processed and completed. The check will be here within a week. I only wish Bubba would get well this quickly. I highly recommend Healthy Paws to pet parents. We are so happy we insured Bubba when we got him as a puppy. He is being trained to be my service dog and is a very important part of our family.
5

out of 5

POSTED: | BY: Sarah

Great and transparent benefits; easy to use app

After my other company's insurance policy lapsed, I decided to find a new company or else not get insurance anywhere as I was tired of every single claim being difficult to file and then always being an exception. Enter Healthy Paws. Their app makes it so easy to file a claim that I actually bother to do it, which is great because they also actually reimburse me for claims! The claim summary is really clear and their customer service responds quickly and politely if you have any follow up questions. My dog is a senior dog and when we renewed our policy after a year, they didn't kill me with rate increases either. Cannot recommend healthy paws enough!!
5

out of 5

POSTED: | BY: D&I

Friendly, helper and efficient :)

One of our female cats had an emergency surgery due a pyometra. Since the first moment, the process had been easy. We have the "Healthy Paws app" just took a bill's picture with our phone, click in "send claim' and... DONE! Was amazing! Later, they emailed us, we check everything and in less than 2 weeks, we had the refund in our mailbox :) We have 4 cats and we totally recommended Healthy Paws insurance for every family who are looking for an insurance company.
5

out of 5

POSTED: | BY: Laura B

Excellent coverage, quick payment...a life changer

My dogs are very active and injuries seem to come with the territory. Recently, we were on vacation and all three of our dogs killed a porcupine. They were covered in quills...each had multiple surgeries over the course of a week to remove the quills from their mouths, throats, paws, chest, etc. It was a nightmare and one week of care amounted in over $3000. Healthy Paws covered a huge chunk of our expenses and had a check to us in 4 days. They are incredible. I recommend them to every person I know with pets.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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