Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: GVS

Very Happy

I'm really happy I went with Healthy Paws. The representatives are kind, the response time for claims is fast, and the premium was very good for the amount of coverage. I recommend them to my friends.
5

out of 5

POSTED: | BY: Gabriella

Peace of Mind kind of insurance

There are tons of pet insurances out there and many promise but I found that only a few deliver. Healthy Paws Pet insurance has always delivered and they have proven over the years that they truly care! Here are my comments in bullet points so it's easier to review:1. 100% reliable and have never been deceptive about their services. they never tried to nickel and dime me 2. prompt reimbursement 3. easy to reach customer service and prompt feedback. Very courteous staff! 4. I am so happy I have an insurance for my pet on my side that makes my pet number one! that gives me peace of mind! 5. their insurance prices are very competitive and their service offering is excellent!
5

out of 5

POSTED: | BY: Alex and

Can not imagine what we would do without it!

Healthy Paws is incredible. I cannot put a value on the piece of mind Healthy Paws offers. There have been many cases where I have debated whether or not to take Andy to the vet, and in the past probably would have opted not to go because of the cost. I don't worry about this anymore, and I am so sure it has made Andy's life better/happier. More than that, the care the team has for my pet is so clear. Last month Andy got sick and had some significant vet bills. Less then a week after our first vet visit Tim reached out to check on Andy and see how he was doing! Just the fact that they took the time to check in on him was incredible.
5

out of 5

POSTED: | BY: Joe

Amazing...I only Healthy Paws covered Humans, too!

I have a 10 month old Labradoodle puppy. When he was just 9 weeks old he got really sick. As a "new parent" it was really scary, and so I made the decision to sign up for pet insurance. After tireless research, Healthy Paws looks to be the best...the price and the coverage was better than anything I had seen. Thankfully, we didn't need to use it. But, recently, my dog needed an emergency endoscopy to remove something he had accidentally eaten. I submitted the claim easily via their website and within less than 24 hours received confirmation that it was completed and a check was on it's way to me. I received the check less than a week after submitting. Not only that, they were in touch to follow up and see how my pup was doing. Like I said, I only wish they covered humans because their care and service trumps any health insurance provider I have ever dealt with.
5

out of 5

POSTED: | BY: Jacqueline Wong

Top Notch Pet Insurance!!!

We think our little 5 month old Golden Retriever ate something poisonous and got liver failure from it. We are still doing blood work every week to monitor his liver toxicity/enzymes level however he is doing a lot better physically! he was hospitalized for 5 days and during this trivial time, healthy paws was god send to us. They gave me some peace and sanity during this time as my hospital bills racked up. Thanks so much to everyone at healthy paws for supporting our finances during this time. I am so fortunate to have found them!!! Everything has been the simplest, easy and efficient. All we had to do was take a photo with the app on my phone, and they would reimburse us within days! Without them, I honestly don't know if I can even afford all the expenses and hospitalization to keep my baby alive. They were just what we needed during this difficult time. Thank you!!! I love you Healthy Paws!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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