Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brian

Top Notch Pet Insurance

Very fast to review and clear claims. Always fair and very friendly customer service. I would highly recommend using Healthy Paws. I had a competitor prior to getting healthy paws a couple years ago and there is no comparison.
5

out of 5

POSTED: | BY: Meghan

This is an EXCELLENT pet insurance company!

My dog is missing a hip on one leg, and the alignment in his other leg was so bad, that he needed reconstructive surgery on his tibia. With every x-ray visit, consultative appointments with specialists, skin allergies, and more...Healthy Paws has been awesome. He is a needy dog, and Healthy Paws has never penalized us for his unlucky situation. They have not increased my rates because of the type or amount of my claims. When you call you always get a Happy, Helpful person -- and you are back to your day. You can submit claims via the App which is SUPER easy! I have absolutely NO complaints about Healthy Paws. Added bonus? They have an overall cause which is to help animals in need, specifically ones without homes/medical care! Regardless, my dog would have gotten the surgeries he needed, but Healthy Paws truly allowed me to get the best medical care, with coverage up to 90%. Now my dog is going to have a longer, healthier and happier life. Just the peace of mind is worth it. Healthy Paws is a 10!
5

out of 5

POSTED: | BY: Jenny

The Best!

I am so thankful that we decided to sign up with Healthy Paws years ago when our Golden Retriever was young! He has been an accident and illness prone dog, and we have never once had to worry about saying yes to a treatment because of money. We knew that we were covered by Healthy Paws and would have our reimbursement quickly. On top of that, we have always received excellent customer service and a follow up email asking how our pup was doing after his treatments. They truly understand that our pets are our families. I consider the monthly payment a small fee (and it really is reasonable) to know we have peace of mind when it comes to our furry baby. Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Scott Hatland

Excellent Coverage - Top Rate Company

Healthy Paws may be newer to the industry, but so far I am very impressed with this company. Their coverage is straight forward and easy to understand - No complicated coverage schedules or limits. Also, they don't have any claim limits for the life of the policy, which is a huge plus and a differentiator to much of the competition. Claim wise, it would be impossible to be better. I had a large claim within the first month, and once I submitted my puppy's veterinary records the claim process happened fast and furious. My claim was reviewed, settled, and paid within 24 hours. I seriously couldn't believe the level of service. Healthy Paws also has a cool iPhone app where you can submit claims as soon as you leave the vet. Very cool. My only suggestion would be it would be nice to have EFT for claim reimbursement directly to your checking or PayPal account. Having to wait for and handle a paper check is a bit dated, and is something to keep in mind if you used a credit card to pay the vet bill (Healthy Paws reimburses you directly after you've made payment arrangements with your chosen vet). So far, this is an excellent company that I highly recommend. If you are looking at pet insurance, look no further and buy the peace of mind you get with a Healthy Paws policy.
5

out of 5

POSTED: | BY: Ellen Willmott

An Extraordinary Partner in My Pet's Health

When was the last time your personal insurance wrote to ask how you were doing after surgery? Exactly. Except, Healthy Paws did just that after Toby's ACL surgery (Toby is a bouncy 5 yr old Shih Tzu-Parson Russell mix). While almost everything about Toby's post surgery care has seemed complicated, the Healthy Paws online claims process was quick and easy - something like 3 or 4 clicks and done. And, I had the reimbursement information back in 48 hours. Equally important, after the business was completed, I received a note from the company asking how Toby was doing after his surgery and sending him well wishes. My insurance company has never done that. I'm so glad Healthy Paws is my partner in Toby's healthcare!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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