Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Great! Totally Worth It! Highly Recommended

I have been using Healthy Paws for close to 1 year now and I think that they are awesome. As long as you meet your deductible and submit invoices correctly, etc. you will be reimbursed in an extremely timely manner. I am covered at 90% and have had a great experience with this company. The office visit fees and preventative medications like tick, flea, heartworm are not covered, but HP has covered everything else. My dog also had to have a major surgery while we had the insurance for less than a year and HP did cover 90% of the surgery. I HIGHLY recommend this insurance. It will save you a lot of money and headaches in the long run.
5

out of 5

POSTED: | BY: Jessica Bruenn

Supportive and Fast

My cat had to have surgery after eating a jacket string. The cost of the surgery was over $4,000. Healthy paws walked me through my first claim. It was easy to do and fast. Each staff member I talked to was genuinely concerned for our cat and showed their love for animals. I highly recommend Healthy Paws Insurance to anyone that has animals.
5

out of 5

POSTED: | BY: Kristin

Grateful

, I receive a response pretty instantaneously. I talked with many people who have pet insurance with different companies and I have never found someone who can only say positive things about the company they go through. Where as for me, I can not say anything negative! I'm thankful for Healthy Paws every day, as there is no way I could still have my Wesley if it were not for them.
1

out of 5

POSTED: | BY: Pam

disappointed

They are going out of their way to relate everything to a pre existing condition. At least they covered his thyroid medication. Had two months before they decided his new issue with his liver is because of his pre existing seizures. Vets have stated in the medical records they are not related, but healthy paws still denies coverage. Can't wait to see how they respond to this review. I am sure it will be very nicely worded and deny any fault or deception.
5

out of 5

POSTED: | BY: Jennifer Hanna

They thought a poisonous plant would be yummy

We had just gotten Healthy Paws insurance on all three of our dogs 2 months ago because a friend of ours had suggested it to us because they had gotten it for theirs. Our 2 puppies decided to snack on a Cardboard Palm plant that was on our porch that apparently is in the Sago Palm family(hightly deadly) the vet quickly did everything in their power to save our babies and it worked, but if course cost us quite a bit we hadn't expected to have to shell out in one fell swoop. One puppy in emergency can cost quite a bit but two??! Needless to say we filed a claim immediate and within 6 days our reimbursement check!
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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