Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill

Great Compnay

Healthy Paws delivers as advertised and turned out to be better than expected. The employees of Healthy Paws were always extremely professional, friendly, helpful, and appeared to be very understanding to the client / pet situation. Their on-line and app sites are easy to work with and the company quickly communicates back to customer in easy to understand language. Claims Service was super fast. Why can't my Health Care service be this good?
5

out of 5

POSTED: | BY: Steve Bass

Pogo's Adventure with Rimadyl

Zippy is 15 and takes Rimadyl, a chewable NSAID drug that helps with her arthritic old bones. We split the pills, about 60 days worth, on the kitchen table. Pogo, our 14 month, and the guy who's insured, is agile and inquisitive, and can leap to places I wouldn't have believed possible. I left the room for a puppy second and Pogo helped himself to a few of the tablets. We rushed Pogo to the vet, worried sick (and feeling plenty guilty). He made a full recovery, though he was miffed with spending the night hooked up to an IV and insulted with a catheter stuck up his you-know-what. Here's my lesson: Always push the chairs in when leaving the table. And never leave unguarded, about-to-be-split, Rimadyl on the kitchen table while a unmonitored puppy is in the area! The other good news is that we purchased HealthyPaws insurance. This is our fourth claim (all the others were minor stuff, I assure you). The reimbursement check arrived quickly. Our experience with HealthyPaws has been surprisingly positive and hassle-free.
5

out of 5

POSTED: | BY: Tod Seisser

I love this company!

These people are terrific! With my previous dog, I had a policy from a different, much larger, well-known company, and it seemed that every time I summited a claim, they found a reason not cover it, or to cover only a small portion of it. Healthy Paws is the opposite. They have never questioned a single claim -- they cover everything that the policy says it will. I live in the NYC area, where veterinary fees are among the highest in the country and they have never once questioned a cost. Plus, the submission process couldn't be easier -- I take a photo of the vet bill on my phone using their app, hit "send," and a week later a check is in my hands. My only complaint is that they don't offer health insurance for humans ;-) Seriously -- I cannot recommend these people more highly!
5

out of 5

POSTED: | BY: Kimberly Keller

A "10" Rating - Best Ins Ever - Exceptional!!!

I did a lot of research on pet insurance companies over the last several months, (my previous experience with my last insurance company was horrible). I could see that Healthy Paws was rated in the top 10. I reached out to a few dog groups on Facebook and most recommended Healthy Paws for their excellent service, affordable & reliable plans (no hidden exemptions or per incident).I recently had to take my Pyr Mix Cooper to the Vet for vomiting & diarrhea. The Vet did blood, fecal and urine tests. He was treated with antibiotics and improved (thankfully). Two weeks later he contracted kennel cough (no more doggy daycare for us) and had to take him to the emergency Vet...Again, costly tests and treatment. In less than a month my vet bills were almost $800 (small compared to something catastrophic)and Healthy Paws processed my claims immediately (the same day)and sent a check the same week...Wow!!! Healthy Paws responds so quickly and their customer service is outstanding, really kind & caring people that want to help you keep your pet healthy! I volunteer for several Dog Rescue groups and will refer everyone to Healthy Paws, I'm one happy & satisfied customer and Cooper's grateful too :-) I rate Healthy Paws a 10 plus!!!
5

out of 5

POSTED: | BY: Jenny Lewis

They're great

I've never had a problem with this insurance and am always reimbursed really quickly.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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