Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Theresa M

Love them!

Our Lil french bulldog, Rondo, has had 2 spine surgeries now. So sad!! With healthy paws we have a 500 deductible and 80% coverage...they pay the 80% of the entire bill which was about 6 grand. They don't pay for exams, so this was minus the 96 for exam, but all the costs of mri, meds, surgery, hospitalization they pay for. I'm happy we didn't have to make the choice to pay or put him down like so many other friends have told me they had to make. We love our bear!!
5

out of 5

POSTED: | BY: Rhonda Richards

Incredible Ins. company!

It was hard to believe that within 48 hours of my claim being made, I got confirmation and in less that one week we were paid. On top of that, they emailed me to see the progress of my dog.
5

out of 5

POSTED: | BY: Sandra Bianchi-Martinez

Healthy Paws rates a 10!!! Best pet insurance!!

Take the time to evaluate your pets needs. Match your needs to the pet insurance.
5

out of 5

POSTED: | BY: Joan Smith

Claims are quickly paid and fair

I started to search for a pet insurance company a fews days after we brought Daphne, a Cavalier King Charles Spaniel, home from her breeder. This was just in case she ever needed serious medical care. Then a few months before Daphne turned 2, she needed brain surgery for Chiari Malformation and SM, a neurological condition. We didn't hesitate to find the best care for Daphne because of our Healthy Paws insurance coverage. They made it possible for us to afford her specialized care. Any claim we have submitted has been quickly settled. Thank You Healthy Paws!
5

out of 5

POSTED: | BY: Melanie

I will always have Healthy Paws Ins for any dogs!

Dixie is kennel for 4 hours a day because of my husband and my work schedules. However, one day when we got home she had diarrhea in her kennel. We watched her for the following days and took it easy on feeding her. She seemed back to her normal self Saturday night but Sunday morning that changed. I woke up to her laid up again the wall whining. I then had to help her get up and get back to her bed. I went back to bed for an hour or so and heard her whining again, but this time when I went to check on her should couldn't even walk/stand up. We immediately took her into the ER vet. My husband was raised with hunting dogs and the thought of if they don't serve a purpose they are useless. However, I was raised with dogs being a family member. It was great knowing we had insurance and only would need to cover 20% of her care (and I would probably do anything to have her normal and back in the house). Our initial estimate was over $1400 but both my husband and I were alright with this number because we had health insurance on her. We filed her claim the following weekend and once Healthy Paws received all (three different vets because we have to move a lot) her previous health docs, it took 3 days to get the email letting me know our claim was settled and a check was on the way! There is no hesitation in going to the ER vet because we know we have great insurance on her!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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