Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lyn

Best pet insurance and customer service EVER!

We feel so lucky for our incredible veterinary care and for having Healthy Paws insurance! Our dog, Griffin, ate a sock last week and needed emergency surgery to remove the blockage. If we didn't have this insurance, we might have had to make a very difficult decision the night we brought griffin in for treatment. A $5000 bill was not easy to cover, but knowing that I was going to be reimbursed for almost all of it made it possible for me to afford his surgery without worrying about paying my mortgage or putting food on the table. My claim was processed in under 24hrs and the customer service was exceptional. I spoke with multiple people over the phone to make sure everything would be covered and they could not have been nicer to me during a really difficult time for me and my wife. I received notification that my reimbursment check had been sent within 4 days of submitting my claim and I received 3 wonderful follow up emails from the staff at HPI checking on Griffin to see how he was doing. I wish human health insurance worked this well!! I will NEVER purchase any other type of pet insurance!!!
5

out of 5

POSTED: | BY: Sharon

Excellent customer service!

We adopted our six year old lab from a lab rescue foundation. Thank goodness we decided to get HealthyPaws Insurance for her because five months later she became very ill with Hemorrhagic Gastroenteritis. We submitted the claim the night we brought her home from the hospital simply by taking a picture of the vet bill and uploading it via the HealthyPaws iPhone app. We received an email response almost immediately. The customer service and claims reps were all very sympathetic and helpful. We received a reimbursement check within a few days. We are very impressed and highly recommend HealthyPaws!
5

out of 5

POSTED: | BY: Kevin

No hassle claim

My male cat had a urinary tract infection and had to have a catheter inserted and was on an IT for several days. Healthy Paws came through with the reimbursement in about 3 weeks. Very professional, no hassle claim.
5

out of 5

POSTED: | BY: Afshan

Lifesaving for my dogs- literally

It has been a hard few months for us, and the dogs have of course managed to get ill/have accidents at the worst time. Within a week one dog had ingested Coumadin after sneaking into the garage where a mouse tray was set, one dog needed a skin biopsy, and one was coughing nonstop. It helps to have the comfort of Healthy Paws when we face an emergency. We appreciate all the help and quick turn around for claims!
5

out of 5

POSTED: | BY: Elizabeth

Soooo Happy with Healthy Paws

After reading nothing but positive reviews about Healthy Paws I decided to go with them when Coco was about 8 months old. After about 5 months I took Coco to the vet for a urinary tract infection. After further testing, she was diagnosed with cystitis. I have never had a dog before so I never had pet insurance and didn't know what to expect. That said, I had a few questions to ask when I had to submit the claim. Customer service was excellent and the process couldn't have been any easier. All I had to do was take a picture of the bill with my phone and send it in. Shortly after, I received an email that they were reviewing my claim. The following day I get another email stating the claim status is completed and they will be mailing my claim reimbursement check shortly. Well a few days later, I received a check. A week after that I received another email from Healthy Paws to see how Coco was doing. I am so happy with my decision to go with Healthy Paws and would definitely recommend them to anyone looking for Pet Insurance. Thank you Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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