Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tara

Life Saver

Submitting claims is easy, I know exactly what will be covered. Prices not too bad. Only drawback, and its the same with any pet insurance, is pre-existing conditions aren't covered. That's just dumb.
5

out of 5

POSTED: | BY: Stephen

Great coverage with fast customer service.

My dog had a major issue which required many trips to the vet in addition to surgery. Healthy Paws was very quick to review our claims. The phone app made it even more of a breeze. People need health insurance, so do our furry family members, and Health Paws is great pet insurance.
5

out of 5

POSTED: | BY: Amanda

FANTASTIC!

We have a special needs dog and thought pet insurance would be a good idea. We tried a few carriers with higher premiums, slower service and many more exclusions. There is a reason why Healthy Paws is number one. On top of having comprehensive coverage, quick turnaround times they even emailed me today to check in, yes check in, on my pooch. Omg. 💙
5

out of 5

POSTED: | BY: Debbie Miller

Excellent Experience Every Time!

My two year old cat "Molly" has severe allergies and just had hip surgery to remove the left femoral head due to a fracture. Healthy Paws has totally exceeded my expectations with how quickly they review and send the reimbursement insurance checks (usually arrive within 3-5 days). Their customer service is remarkable! I chose the 80% coverage for my 3 cats - I have used it for my Matty as well when he was 8 months old! Molly's allergies are covered which was a big relief to me as well as Molly of course. Most of the time people without insurance end up going in debt to keep their pet alive or sadly put them to sleep. I learned my lesson when another cat of mine had cancer and she did not survive but after $2,000 in medical expenses (no pet insurance) she was gone. I did my own research as most vets don't have Healthy Paw brochures in my area. I compared all insurance companies and found Healthy Paws the most value for my money. I love Healthy Paws!! p.s. My vet office was quit interested so with their permission Healthy Paws sent them some brochures.
5

out of 5

POSTED: | BY: Julie P.

Seriousely the best pet insurance available

My dog was on another insurance for about 6 years. I changed over to Healthy Paws because I couldn't strand dealing with the other insurance and I had read rave reviews about Healthy Paws. Within a 6 weeks of being on the insurance, my dog needed emergency surgery for a splenectomy. Costs were about $5,300. If we hadn't had this insurance, we wouldn't have been able to afford the surgery and would have had to put him down. I had a check in hand 2 or 3 days after I had submitted the claim. It took longer because there was a lot of paperwork. My cat needed exploratory surgery last week and Healthy Paws offered to prepay their portion of the bill. Once again, the time between submitting the claim and receiving a check was just a few days. The few times I've had to actually speak to someone, they were very pleasant. Emails are answered within a few hours. And they just sent me an email asking about how he was feeling and were specific as to what sort of surgery he had. I seriously can't say enough nice thing about them!!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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