Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Graves

So thankful for Healthy Paws

We could not be happier with Healthy Paws. We have all 3 of our dogs covered, and at first did not know what to expect. When I submitted our first claim, I couldn't believe how quickly it was processed and how easy it was. The mobile app makes things even easier. Customer service is great as well, and I always feel like they care about my pet and what we are going through. One of my dogs developed an autoimmune disease, and I am so grateful that we had this insurance, because autoimmune diseases are difficult to diagnose and consists of a lot of diagnostic testing. The treatment is often long term, and it's very comforting to know that my dog can receive the treatment and care she needs, and we can focus on getting her better rather than worry about the financial hardships. I am always amazed at how quickly the claims are processed, and that the coverage is exactly as they state. Claims can be approved as quickly as the same day. No hidden exclusions or fine print that keep our loved pets from getting the treatment they need. Even holistic and alternative treatment is accepted, which amazes me. I am so happy to have Healthy Paws to protect our "kids". It gives us piece of mind and extreme comfort to know that we have them on our side. Personal touches like emails and phone calls make us feel even more like they are on our side, and not against us. My friends and coworkers always joke that I must be working for them on the side, for how much I praise them and recommend them all the time. But I just love them that much! I highly recommend this insurance for all pet owners.
5

out of 5

POSTED: | BY: Kristin Leayman

Best pet insurance company available

Healthy paws is efficient with claims processing and typically had a response within 2-3 days and a check within 7-10 days from the date of processing the claim. They are compassionate and caring which are words never associated with insurance companies. They reached out after our dogs health issue and asked how his tummy was doing. I am highly impressed and will recommend them to anyone!
5

out of 5

POSTED: | BY: Arlene Thomas

Healthy Paws is the BEST!

My kitten, Freddy, has been insured with Healthy Paws since December. This is my first experience with a pet insurance company. Freddy developed a problem recently which required a visit to the vet and some lab work, X-rays, and an echocardiogram. I submitted the claims about a week ago, and today I received the checks from Healthy Paws for these claims. Healthy Paws is extremely efficient. They provided excellent communication regarding the status of the claims, and I promptly received the reimbursement checks. I'm happy to recommend Healthy Paws to anyone as it's a great company and wonderful to deal with, and that's difficult to find nowadays.
5

out of 5

POSTED: | BY: Krista

Hands Down the BEST

If I didn't have Healthy Paws Pet Insurance my dog would not be alive. Not only did my dog have Bone Cancer and had to have a front limb amputation to remove the cancer which was costly 6 months later he had to have an emergency GDV and Gastropexy for Bloat which is a fatal condition that needs immediate surgery. I paid well over $10,000 in surgery and emergency costs so far and was reimbursed immediately from Healthy Paws and with my 90% reimbursement rate (and I truly received 90% reimbursement) you can do the math. They care about my pet and are the best health insurance for pets. I will always insure my pets with Healthy Paws and I hope you do too! You never know when a seemingly healthy dog will have an emergency or something so random like cancer. I am so grateful to have another day with my best friend!!
5

out of 5

POSTED: | BY: wta

Way to nice and prompt to be an insurance company.

Excellent service. We love our 'lemon' of a dog (seems to always have something going on). HP has been so great--exceptionally easy to work with through claims process and claim disbursements.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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