Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Steven Matchinske

Best Pet Insurance For Any AKC Dogs

Ballast Pointe Ivanhoe (Ivan) Is a AKC Senior Hunt Title Dog. His injury was cause at a Senior hunt test in Arlington Arizona, where he had to retrieved 155 yards land to water to land to water to pick up a "Mark Fly Over Duck" on the pond. Somehow, he chipped his front lower tooth and it was sharp enough, he ended up with a 1.5mm sliced under his tongue! Blood was shown around his mouth with a duck in hands! He did passed his final round 4 in the Senior Hunt Test with his injury! Remarkable! I was please how Healthy Paw handled the claim. Most importantly not all Pet Insurance Company will cover the injury. The injury has to be specific to meet the adjuster requirements. Make sure, You as a dog/cat owner understands what type of insurance you think your dog/cat will need in order to cover his/her activity level. My dog is very active and participate in a series of hunt test. A Healthy Dog makes a Happy owner!
5

out of 5

POSTED: | BY: Yasmin

Healthy Paws Insurance is AMAZING

My cat got a urinary tract infection and had to undergo a series of tests at the hospital to rule out anything more serious, and also he needed 3 different medications for a couple of weeks. My claim was over $1000 and I'd only been with Healthy Paws for a few months. Healthy Paws were brilliant and I can't recommend them highly enough - they email you at every stage of the claim and I got a quick refund within a week of submitting all the paperwork .. and the best thing is that it can all be done via their phone app .. it's really straightforward, easy and quick to submit - no super long forms to fill in. Their system is really user friendly.
5

out of 5

POSTED: | BY: Suzanne

No hidden gimmicks

What you think you're signing up for, you actually are getting. I've dealt with another insurance company before trying Healthy Paws and while they reimbursed, they nickle and dimed everything! These plans are simple, and the coverage listed is the coverage received. After the claim is processed they even send a follow up email to check on your pet. They're customer service is outstanding. I've emailed them numerous times (not an expert at insurance and needed some things explained in layman's terms) and they ALWAYS get back to me asap.
5

out of 5

POSTED: | BY: Andrea

Over-the-Moon for Healthy Paws!

My 4-month old puppy Pepper got seriously ill after we sprayed our yard for ticks. We had to rush her to the Emergency Clinic where they had to keep her overnight to run several tests and give her all fluids and various medications intravenously. They sent us home on a Sunday with 4 different medications. I submitted the claim on Monday and they completed their review on Wednesday! In addition to the efficient and speedy claims processing, I received a personal email from them on Sunday asking how our little Pepper was! This wasn't one of those emails that automatically goes out after a few days--it even referenced what had happened to Pepper and told me to give her a hug from Healthy Paws! This level of customer service is rare--I was a VPI client for almost 14 years with my previous dog (may she rest), and never did I get an email like that. Human medical insurance companies could learn a thing or two from Healthy Paws! It's no wonder they are consistently rated one of the best pet insurance companies out there. Their insurance packages are, themselves, impressive enough--but that kind of customer service is really second to none. As other reviewers have said, they really treat their clients like family.
5

out of 5

POSTED: | BY: Teresa Willis

The only Pet Insurance I would consider.

My one year old French Bulldog recently needed soft palate surgery and also surgery on his nose for Bracheocephalic Syndrome, something that can happen often with this breed. Healthy Paws was one of the few insurances that did not exclude this syndrome. Pierce had his surgery (and is doing great). I emailed the insurance a couple of times to make sure I was sending them the right information and had replies within an hour. When I had to call the company, the person I talked to was so kind and helpful. It was a pleasant experience. Filing my claim through their website was so easy and my claim was processed and I received my payment within one week. It would be so nice if medical insurance companies could be this great!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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