Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert H.

These folks are just the greatest

Patches, our "Lovable Labradoodle" joined our family when she was 3 months old. Something told me I should have medical insurance for this very expensive bundle of fluff and love. I tore my hair out trying to compare various plans and by shear luck ended up selecting Healthy Paws. My vet files my claims for me and I get an email confirming receipt of the claim within 2 working days,also hoping Patches is feeling much better. Within a few days Patches gets an email telling her how sorry they are she isn't feeling welling and wishing they could give her a hug. They process claims faster than any insurance company I've ever worked with, keep me well informed of the progress and before I know it I have a check in the mail. They even sent Patches a Happy Birthday card. They are the type of company I dreamt existed but had never experienced before. Congratulations Healthy Paws from one very grateful dad. Bob Temkin, Santa Barbara, CA
5

out of 5

POSTED: | BY: Elizabeth Abbinante

Honest Company Highly Recommend

After getting a frenchie I knew I wanted a great insurance on her with hearing the breed can have issues. I did lots of research & even purchased a plan on her only to find out a month later they do not cover any congenital disease. She doesn't have any but whats the point of insurance if they dont cover everything. Thats when I cancelled and found Healthy Paws. I opted for 90% coverage with $100 deductible (many other plans available) I knew in case of an emergency I didnt want the cost of care to dictate the care for my baby. The plan is fair price and I am so happy I have it! My betsy had had some issues & I have had the best experience with Healthy Paws! They process my claims quick and never any hassle! The last claim was over $800 from a tumor my frenchie had to have removed & the reimbursement check was in my mailbox within a week. Im am very confident and I tell all my friends this is such a blessing! I am now considering it for all my dogs & will never get a new puppy without it!
5

out of 5

POSTED: | BY: Linda M

Happy Paws: Fast and fabulous service

When I was researching pet insurance companies, I looked at a lot of them, searching the policies, and the user comments. I know I chose right. When I submitted my claim, on their easy-to-use app, I wondered how long it would take and if I'd end up chasing them down by phone. Imagine my delight to get email updates every step of the way, letting me know what Happy Paws was doing and what I needed in order to complete the claim. Imagine my amazement, after two short days,to learn they had completed my claim and sent the check, which arrived promptly. My dog was really hurt. She had great treatment from her vet, and excellent customer service from Happy Paws. I wish human health care was as easy and good.
5

out of 5

POSTED: | BY: Lauren

No regrets, so thankful for this policy!

I rescued my 4 year old female border collie 5 months ago, and she is the world to me. I always scoffed at the idea of pet insurance, but I can say that I am SO thankful for the policy I took out for my Girl. She has had several tummy issues of late, which has been extremely stressful, and until last week, we were just treating the symptoms. I am fortunate to have taken out this policy, as it gives me the flexibility to have diagnostic tests done to see if my dog has something more serious. This past week was exceptionally a bad week for my dog, and I racked up over $1200 at the veterinarian's office. Thankfully, the folks over at HealthyPaws expeditiously handled all the claims, with no push-back, and within two days I had notification that the claims were settled and that a reimbursement check was on it's way. The policy gives me the peace mind that I can provide my dog with whatever she needs medically without breaking the bank. The staff over at the claims center and customer service is very helpful, and I was shocked to see the claims handled with so much ease. It really made a big difference, as I was already stressed out that my dog wasn't doing well. I am so thankful for this policy and this company. :)
5

out of 5

POSTED: | BY: Dainah Graham

Very pleased with my pet insurance

I am so happy that I decided to purchase Healthy Paws pet insurance. My 2 1/2 year old chocolate Labrador Retriever Bosco just required major surgery on his knee. The $2,880 surgery only cost me $288. His medications are also covered. My claim was submitted Thursday morning and was settled by Thursday afternoon. I didn't expect it to be settled so quickly. I also received a follow up email from Healthy Paws checking on the health of my dog. If I had to pay the full amount of the surgery on my own, it would have been a major financial hardship for me. I will define keep this insurance for the life of my dog.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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