Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Pamela T.

Could not be in better hands!

Healthy Paws continues to amaze me! I have had to submit a few claims and every time they are handled quickly and reimbursed as promised. My premiums are very reasonable, the coverage is great, and the claims process couldn't be easier. Also, their concern and followup adds a nice personal touch. I have recommended Healthy Paws to friends and family who have also joined this great organization.
5

out of 5

POSTED: | BY: Jenny

Fast, friendly and efficient.

My pup landed in the hospital for 5 days and with around the clock care, we brought home a lengthy bill. We were already stressed with our pup's health and recovery so the financial aspect was not something we wanted to focus on. Fortunately, I enrolled him in Healthy Paws insurance months prior and they helped take care of most of the bill. Without that help, we wouldn't have been able to make such quick decisions on his treatment and focus more on his recovery than thinking about to to pay for everything. Their claim system is quick and effective. They even checked up on our pup to make sure he was feeling better! I've recommended them to all of my friends.
5

out of 5

POSTED: | BY: Sylvia K.

Amazing, fast service!

My 11 month mini schnauzer puppy was vomiting one morning and would not eat anything.. I took her to the vet right away to get treated.. we found out later that she must have swallowed something and it was stuck in her tummy.. thankfully it did pass after a day and she got better in few days and is back to her happy old self now.. It was our third visit to the vet this year and thankfully we had Healthy Paws Insurance to help cover the cost..They put my mind at ease, I would recommend them to any pet owner!
5

out of 5

POSTED: | BY: Sam

Fast, Caring Insurance

I have had several claims with Healthy Paws, from $100 to $2,300, and they have always paid the claim without ever bringing further complications as other pet insurances, such as VPI, do. They have never tried to avoid paying a claim they owe and will usually have a check on its way within 2-4 days of the claim being sent. They are the best!
5

out of 5

POSTED: | BY: Chris Massa

So happy to have Insurance on my new puppy!

I have a Labrador puppy that is into everything. Even though we watch him like a hawk, he can swallow the most irritating object in a split second. He has eaten rocks, dirt, sticks all of which have made him ill and have stomach problems. I have had to take him in serval times for diarrhea, vomiting and stomach aches. The protocol usually involves X-rays, blood work and sometimes IV fluids for dehydration. This all adds up to an expensive Dr visit. So thankful for Healthy Paws and our insurance coverage. They are fantastic, fast and even checked up on our sweet pup after his last Vet visit. I would recommend them to anyone needing pet insurance!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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