Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joe

Amazing...I only Healthy Paws covered Humans, too!

I have a 10 month old Labradoodle puppy. When he was just 9 weeks old he got really sick. As a "new parent" it was really scary, and so I made the decision to sign up for pet insurance. After tireless research, Healthy Paws looks to be the best...the price and the coverage was better than anything I had seen. Thankfully, we didn't need to use it. But, recently, my dog needed an emergency endoscopy to remove something he had accidentally eaten. I submitted the claim easily via their website and within less than 24 hours received confirmation that it was completed and a check was on it's way to me. I received the check less than a week after submitting. Not only that, they were in touch to follow up and see how my pup was doing. Like I said, I only wish they covered humans because their care and service trumps any health insurance provider I have ever dealt with.
5

out of 5

POSTED: | BY: Jacqueline Wong

Top Notch Pet Insurance!!!

We think our little 5 month old Golden Retriever ate something poisonous and got liver failure from it. We are still doing blood work every week to monitor his liver toxicity/enzymes level however he is doing a lot better physically! he was hospitalized for 5 days and during this trivial time, healthy paws was god send to us. They gave me some peace and sanity during this time as my hospital bills racked up. Thanks so much to everyone at healthy paws for supporting our finances during this time. I am so fortunate to have found them!!! Everything has been the simplest, easy and efficient. All we had to do was take a photo with the app on my phone, and they would reimburse us within days! Without them, I honestly don't know if I can even afford all the expenses and hospitalization to keep my baby alive. They were just what we needed during this difficult time. Thank you!!! I love you Healthy Paws!!!
5

out of 5

POSTED: | BY: Marie-Louise

The Very Best Pet Insurance!!

I have had pet insurance with healthy paws for 5 years now and I love them. They are always prompt and easy to deal with. They have covered exactly what they promise. I never have to hassle with them to cover the expenses.
5

out of 5

POSTED: | BY: James

Excellent and Empathetic Service

They are very empathetic on the phone and they pay very quickly - not a lot of drama or technicalities. You do still have to pay for exams, which can add up, but generally it is very good coverage, especially in the case of a disaster. Unfortunately, my dog got into an accident with a car and suffered a head injury. She had also had Giardia a couple of times and an eye infection. So I wound up submitting nine claims within six months, due to the fecal samples, eye problem, meds and then the emergency care for the car accident. The dog had terrible luck with her health, but thank God I had Healthy Paws. Healthy Paws was also tremendously empathetic and sent me a letter with their remorses after the car accident, because I had, very sadly, yet humanely, decided to put her down since she couldn't move her front legs. As difficult as it all was, at least I had Healthy Paws to back me up, and I will definitely go with them again.
5

out of 5

POSTED: | BY: Terri Suber

Great pet insurance company

My dog Rain, a Great Dane mix, just underwent her second major knee surgery in six months. Healthy Paws was wonderful to work with, again. I received prompt reimbursement (the check arrived 3 days after I sent the invoice) and there were no surprises or problems. This is a great pet insurance company and I would recommend them to anyone thinking about pet insurance. By the way my monthly payment has barely increased in the approx. 2 years she has been covered by them.Terri

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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