Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert W.

Amazing Value and service

I'm amazed at how quickly and accurately Healthy Paws processes claims. My 1 and 1/2 year old Labradoodle has had a few issues and Healthy Paws has really come through every time. I'd highly recommend them to any pet owner.
5

out of 5

POSTED: | BY: Steve L.

Healthy Paws paid for a root canal!

A little over three months ago my wife and I adopted two adult old dogs, a male American Bull Dog and a female pit bull mix. Because we'd had a very negative experience with another pet insurance company previously (VPI - avoid them!) we were reluctant to buy insurance again when we adopted our new pups. But we are so glad we did! A few months after adopting the dogs the female fractured her upper right canine tooth. Our local vet would have extracted the tooth but explained that the recovery period would be rough: 2-3 weeks on soft food with a risk of infection and, of course, loss of the tooth. She recommended we see a veterinary dentist who might be able to save the tooth and that is what we did. The doctor, Michael Jennings of VSEC in Levittown, Pa., operated on our girl and saved the tooth as promised. The bill, which included the removal and testing of a red growth on her chest, was close to $4,000, which we could not have afforded if we did not have insurance. Though it was not required, we got a pre-authorization from Healthy Paws and had the procedure, confident that that we would be reimbursed for 90 percent (less our $250 deductible.) Healthy Paws processed our claim within a week and issued the check.
5

out of 5

POSTED: | BY: James

Would Recommend to Anyone!

Have had a lot of issues arise in the first year of my puppy and without HealthyPaws it would have been extremely hard to get her the care she has needed. The claims are reviewed very quickly and the checks arrive just as quick. My first experience with pet insurance and wouldn't think twice about trying any other.
5

out of 5

POSTED: | BY: Andrew Fisher

Great service

I have had healthy paws for my 7 year old black lab mix for 6 years now. I have never filed a claim until this year. Starting in January, Finn started to experience some weight gain and issues with his back legs. The weight issues were related to Cushing's Disease (a problem with the pituitary gland), and is controlled with medication. The knee issues turned out to be two torn ACLs. Finn has just recently had his first surgery, and is scheduled for his second in a few months. Since I had never filed a claim with Healthy Paws before, I really had no idea how service would be. The most I had really dealt with their service department before was to update expiring credit card information. I was a bit worried, since the first claims I would be sending in would be rather large, but Healthy Paws couldn't have been easier to deal with. From the time the claim was filed (I had about 10 different claim forms from various vet visits and surgeries) to the time a check was in the mailbox was maybe four or five business days at most. For the smaller claims like medication, the claim was processed the same day. For the large surgery claim, it was only a couple of days for it to be processed (completely understandable since the claim was so large). It was really great peace of mind to be able to make sure my wife and I could make decisions about the health of our best friend without worrying about the financial side of things. Healthy Paws has been absolutely wonderful. They've really helped us, and with a completely friendly attitude about everything as well. I've been recommending them to friends, and couldn't be happier.
5

out of 5

POSTED: | BY: Alessa Palmer

Healthy Paws Is Super Reliable

Our pup Buddy had a terrible foxtail that had worked its way into his hind quarters buried deep in his fur. After several vet appointments, the vet finally figured out it was a foxtail, not a bug bit or old infection. By this time it had worked its way deep within and he had to undergo surgery to have it removed. This was an unexpected expensive little seed. But with our skilled vet and reliable responsive Healthy Paws, Buddy's seed was removed and his bills paid within 10 business days. He is healing fast and we are relieved and feeling grateful we chose healthy paws for insurance. SO WORTH IT.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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