Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia O'Brien

I wish my "people health insurance" were as good

My dog got bitten by a venomous snake and the emergency treatment was expensive. Not only did Health Paws review and approve the claim WITHIN A DAY and without any quibbling about the cost of treatment, but they also send me a follow up email to ask if my dog was okay. She was.(P.S. This is not the first claim I've had, and every experience has been the same.) If Healthy Paws had health insurance for people, I would buy it in a heartbeat.
5

out of 5

POSTED: | BY: Jackie Deam

BEST Insurance Company

The customer service is outstanding. Every time you call, you reach a real, live person immediately. The ability to take a picture of your claim and submit it on your smart phone is the most brilliant and easy claim process. After our sweet puppy had surgery, (to which Healthy Paws covered 90%), we received an email from Healthy Paws checking on how Lulu was recovering. My husband and I wish the United States Healthcare system was as compassionate and user-friendly as Healthy Paws.
5

out of 5

POSTED: | BY: Cyndi Strawser

Healthy Paws is the best!

After much research I decided to go with Healthy Paws for a few reasons:Reasonable premiums Healthy Paws company is financially healthy No fine print in the contract, very simple 90% coverage available with 100.00 deductible My two claims were processed immediately with no quibbling about coverage terms and limits. Love that! I could say a lot more good things but I'm out of space to type.
5

out of 5

POSTED: | BY: Molly

Beyond pleased & thankful for Healthy Paws!

We are beyond pleased and thankful for the extensive coverage and superior customer service Healthy Paws has provided for our dog, Remington. When Remington injured his knee and needed major surgery, Healthy Paws made it possible for him to receive the best possible medical care available. Claims were filed with just a click of a button and our reimbursement checks were in the mail within a week! On top of this, Healthy Paws checked in throughout Remington's recovery to send him hugs and see how he was doing. It is truly amazing how Healthy Paws helped to make a rather difficult and stressful time a lot easier. We highly recommend Healthy Paws and have encouraged our pet-parent friends to check them out! Thank you again to Healthy Paws and their staff!
5

out of 5

POSTED: | BY: Dana

Reliable

Healthy paws has been 100% reliable and amazingly easy to work with since the day we signed up. We rescued our puppy Remy about eight months ago and since then she has had multiple trips to the er. She seems to get everything that goes around, i.e. Giardia, canine influenza, as well as the usual Labrador puppy chewing and digesting toys. Thanks to healthy paws we are always able to get her the best possible care and she is now a happy healthy one year old. They are very responsive and attentive to Remy's health concerns and they even emailed me to check up on remy after our latest visit to the er. The healthy paws app is super easy and convenient. I just take a picture of the vet bill and submit it. They always process my claims within two days and send a check right away. The policies are very easy to understand and there are no surprises. The refund is always what I expect it to be. I really can't say enough good things about healthy paws. For an insurance company they seem to go above and beyond. I definitely recommend them to all dog owners.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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