Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheryl Farrar

Thank goodness we insured with Healthy Paws

Unfortunately, our dog Bubba ( 2 years old) has a pancreatic enzyme disorder. It has been a difficult couple of months trying to get a handle on it.. Thank goodness for Healthy Paws insurance as the bills are huge! I love their app. It is SO quick and easy to file a claim. I filed a claim using the app last night and today I got emails showing the claim was processed and completed. The check will be here within a week. I only wish Bubba would get well this quickly. I highly recommend Healthy Paws to pet parents. We are so happy we insured Bubba when we got him as a puppy. He is being trained to be my service dog and is a very important part of our family.
5

out of 5

POSTED: | BY: Sarah

Great and transparent benefits; easy to use app

After my other company's insurance policy lapsed, I decided to find a new company or else not get insurance anywhere as I was tired of every single claim being difficult to file and then always being an exception. Enter Healthy Paws. Their app makes it so easy to file a claim that I actually bother to do it, which is great because they also actually reimburse me for claims! The claim summary is really clear and their customer service responds quickly and politely if you have any follow up questions. My dog is a senior dog and when we renewed our policy after a year, they didn't kill me with rate increases either. Cannot recommend healthy paws enough!!
5

out of 5

POSTED: | BY: D&I

Friendly, helper and efficient :)

One of our female cats had an emergency surgery due a pyometra. Since the first moment, the process had been easy. We have the "Healthy Paws app" just took a bill's picture with our phone, click in "send claim' and... DONE! Was amazing! Later, they emailed us, we check everything and in less than 2 weeks, we had the refund in our mailbox :) We have 4 cats and we totally recommended Healthy Paws insurance for every family who are looking for an insurance company.
5

out of 5

POSTED: | BY: Laura B

Excellent coverage, quick payment...a life changer

My dogs are very active and injuries seem to come with the territory. Recently, we were on vacation and all three of our dogs killed a porcupine. They were covered in quills...each had multiple surgeries over the course of a week to remove the quills from their mouths, throats, paws, chest, etc. It was a nightmare and one week of care amounted in over $3000. Healthy Paws covered a huge chunk of our expenses and had a check to us in 4 days. They are incredible. I recommend them to every person I know with pets.
5

out of 5

POSTED: | BY: Hanna Jung

THE #1 PET INSURANCE - Proven and Earned!!!

The only bad experience with Healthy Paws is that they make me realize how awful insurance companies for humans are! My 8.5 year old boxer boy underwent his first surgery to remove a mass growing on his back. I contacted Healthy Paws claim department and was able to speak to a live person within minutes who provided me an estimate within hours! My appointment was on a Monday; I received an email confirmation confirming receipt of invoice on Tuesday; on Wed, my claim was processed. I received my reimbursement check by Saturday! REPEAT: I received the reimbursement in less than a week from the day of surgery. It's no wonder they are ranked the #1 pet insurance covering 90%. I have tried to tell all of my friends at the dog park and vet's office about my experience because I wish someone would've told me sooner! With all of the love I have in my heart for my Maximus who is everything to me, I thank you Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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