Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,021

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cerena Storm

A Little Peace of Mind

When I enrolled my four dogs in Healthy Paws pet insurance, I did so after a great deal of research and careful budgeting of my income. From past experience, I knew that pet surprises, illnesses, and accidents could rapidly put a huge hole in a household budget. I never wanted to experience that anxiety, on top of the anxiety of worrying about an ill pet, ever again. Recently, one of my Mexican Hairless dogs, Frankie, took it into his head to eat some rocks. And a piece of plastic. By the time his regular vet examined him he was going into shock. It was clear he needed immediate surgery and overnight care, and even with those interventions his prognosis was dicey. Frankie's vet referred him to a surgeon at the local emergency veterinary clinic. It was an immense relief to be able to tell that surgeon "do what you need to do and do it quickly" knowing that most of the cost of the interventions would be covered by Healthy Paws. It has been over a week since Frankie had part of his intestines removed, and he is just now getting back to his usual bouncy, loud, playful self. I am thrilled that he came through the surgery alive and well, and I am ALSO thrilled that Healthy Paws promptly processed the claim. Out of a surgical bill for nearly $3,200.00, Healthy Paws reimbursed over $2,600. Thanks, Healthy Paws, for taking some of the anxiety out of Frankie's recent health scare.
5

out of 5

POSTED: | BY: Tara

Life Saver

Submitting claims is easy, I know exactly what will be covered. Prices not too bad. Only drawback, and its the same with any pet insurance, is pre-existing conditions aren't covered. That's just dumb.
5

out of 5

POSTED: | BY: Stephen

Great coverage with fast customer service.

My dog had a major issue which required many trips to the vet in addition to surgery. Healthy Paws was very quick to review our claims. The phone app made it even more of a breeze. People need health insurance, so do our furry family members, and Health Paws is great pet insurance.
5

out of 5

POSTED: | BY: Amanda

FANTASTIC!

We have a special needs dog and thought pet insurance would be a good idea. We tried a few carriers with higher premiums, slower service and many more exclusions. There is a reason why Healthy Paws is number one. On top of having comprehensive coverage, quick turnaround times they even emailed me today to check in, yes check in, on my pooch. Omg. 💙
5

out of 5

POSTED: | BY: Debbie Miller

Excellent Experience Every Time!

My two year old cat "Molly" has severe allergies and just had hip surgery to remove the left femoral head due to a fracture. Healthy Paws has totally exceeded my expectations with how quickly they review and send the reimbursement insurance checks (usually arrive within 3-5 days). Their customer service is remarkable! I chose the 80% coverage for my 3 cats - I have used it for my Matty as well when he was 8 months old! Molly's allergies are covered which was a big relief to me as well as Molly of course. Most of the time people without insurance end up going in debt to keep their pet alive or sadly put them to sleep. I learned my lesson when another cat of mine had cancer and she did not survive but after $2,000 in medical expenses (no pet insurance) she was gone. I did my own research as most vets don't have Healthy Paw brochures in my area. I compared all insurance companies and found Healthy Paws the most value for my money. I love Healthy Paws!! p.s. My vet office was quit interested so with their permission Healthy Paws sent them some brochures.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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