Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie Greene

Simply the Best in Pet Insurance

Our 5 month old kitten suffered acute kidney failure as a rare reaction to a common NSAID drug given to her by our veterinarian during a common procedure. Never did we expect to have to submit a claim just 2 months after getting a policy for our young kitten. The veterinarians at the University of Florida saved Hope's life, and Healthy Paws insurance helped us to cover the cost of her care. Hope Louise is now back to her sweet, playful kitten self and we are so grateful. Thank you, thank you, thank you!
5

out of 5

POSTED: | BY: Victoria Chaney

Healthy Paws is true to its word, always there!

I have all three of my Golden Retrievers covered by Healthy Paws insurance. I hoped I would never have to use it, but unfortunately two of my Goldens, the two youngest, each have a life-threatening, on-going illness that will be with them for the rest of their lives. Ivy my 7-year old, has a disease call Granuloma Meningoencephalitis. Treatment to keep this disease in remission consists of daily steroid therapy as well as chemo treatments every three weeks. This disease is difficult to control and is deadly. Without the support of Healthy Paws, I would never be able to afford the necessary treatments for Ivy, and without the treatments, she will die. As long as she receives the treatments, she can live a relatively normal life, taking walks, swimming, playing with the other dogs and participating in training and dog shows. Without Healthy Paws, this would not be possible. Hayley, is my 3-year old. At age 2, she was diagnosed with refractive epilepsy. This means the conventional drugs are unable to stop her seizures. She has at least 4 seizures a week, they come in clusters. She has had to be hospitalized twice now to stop her seizures or she would have died. Healthy Paws has been right there for her too, paying EVERY CLAIM without any hassles at all!! I am so grateful to Healthy Paws for ALWAYS being there just as they state. They don't only stand by your side when your pets are well, but stand by you when it REALLY COUNTS. Healthy Paws in number ONE in my book!
5

out of 5

POSTED: | BY: Y. Martinez

Very Happy with Healthy Paws so far!

Since my dogs haven't had any issues or sicknesses, I was always hesitant about getting pet insurance. However, having multiple dogs worried me about the expensive IF something were every to happen to any of them. After doing my due diligence, I found that Healthy Paws was rated as the Top Pet Insurance. They have been very helpful and personable from the beginning. Recently, one of my dogs had an accident at night, where she got a laceration in her ear and we had to take her to the emergency vet. She needed stitches as well as anesthesia. The bill was a little less than $1000, but once we filed the claim, Healthy Paws processed it immediately, and we got our reimbursement check within a few days. They even sent us an email checking in our dog, which was a nice surprise. Hopefully, we won't have to deal with accidents or too many visits to the vet in the future, but I have peace of mind knowing that we have Healthy Paws pet insurance.
5

out of 5

POSTED: | BY: Kira

Awesome company!

I've had my dog insured with Healthy Paws for over a year and I have NEVER been more proud to call myself a customer. They are fantastic with coverage, super fast with payouts, I always get to talk to a live person if I call them with a question (and in this day in age it's almost unheard of!), and best of all you really get the sense that they care about your animals just as much as they do! Best of all they have an APP for submitting claims. Things just got so much easier. I really can't recommend them enough - I have never had a problem. I love the fact and I can pick deductible and coverage level, I also love the fact that there's no limits (lifetime, yearly, or per incident), and it really gives me peace of mind to know that if something every truly horrible (and costly) was to happen with my dog, he would be covered and they would really care about how he was doing too!
5

out of 5

POSTED: | BY: Kelly Nigbor

This SERIOUSLY can NOT be for REAL!!!!!

My 18 month old maltese, Zophia unfortunately became a seizure patient a few weeks ago. We are JUST beginning this new unforseen completely out of the blue unexpected turn of events, HOWEVER I NEED to share our ALREADY AMAZING, over the top, consistent experience with Healthy Paws. I opted to purchase puppy insurance back in May due to Zophia being SO little yet acting SO BIG! Summer was approaching and we are very active! After MUCH research I decided, (THANK THE ALMIGHTY POWER, we DID) to make Healthy Paws Zophia's provider. After waking up August 27, 2015 to Zophia "stuck" in a seizure cluster I rushed her to the emergency veterinarian hospital. Since we have been admitted to ICU twice for a total of SIX nights, transferred to the neurologist specialist team, placed on several medications, many tests, MRI, spinal tap, therapy, just to get an idea of my anxiety, stress and extremely exhausting levels!! To date I have thousands and thousands and thousands......in vet bills, to date I have ALREADY RECEIVED, checks cut, in the mail, in my hands thousands and thousands and thousands and thousands of $$$$$$$$$ from Healthy Paws!!! Even Zophia's neurologist, knowing my non existent financial situation, that the scans and tests required to 100% determine her diagnosis, and continued care and treatment plan, are VERY costly, gave me time to take it in, call Healthy Paws to see what they were willing to do for Zophia and I, "insurances being a business" as she put it. Was astounded when I came back to tell her, "we're GOOD to go", Healthy Paws, being that this was NOT preexisting DID in fact cover, to date 90%, as I chose per her initial enrollment, INDEED WILL BE COVERING 90% NOW and forever her condition. "Are you kidding, that is amazing!!! " NOT one bit commen, BUT amazing"!!! Said Dr. B. The very first time calling a claims specialist was on a Friday at 330pm, having to up front charge invoices on my credit card my anxiety and question level was high due to the fact weeding up to 6 weeks for reimbursement sounded like a lifetime. The super sweet informative caring agent told me she would pull Sofia's file as soon as she was done with the one she was working on at the time. And then would send me an confirmation email. I thought Yeah right its closing time on a Friday never. Well lo and behold within 45 minutes received an email and my first check was being processed and sent in the mail. I thought I lucked out having that claims specialist answer my phone c

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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