Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa Martinez

Electrocuted Puppy

Our puppy was electrocuted and was hospitalized for six days. If it wasn’t for our friends that recommended insurance through Healthy Paws, we would have had to put Odysseus down. Healthy Paws is affordable and covers almost everything. All we had to do is take a picture of the paid invoice and upload it to the app. It was also easy to speak to customer service on the phone. We can’t speak highly enough about the company.
5

out of 5

VETERINARIAN: Veterinary Specialist Hospital

POSTED: | BY: Melissa Martinez

Healthy Paws for the win

Our puppy was electrocuted and was hospitalized for six days. If it wasn’t for our friends that recommended insurance through Healthy Paws, we would have had to put Odysseus down. Healthy Paws is affordable and covers almost everything. All we had to do is take a picture of the paid invoice and upload it to the app. It was also easy to speak to customer service on the phone. We can’t speak highly enough about the company.
5

out of 5

POSTED: | BY: Sarah

Healthy Paws has been amazing

Healthy Paws has been amazing. They have clear and transparent rules, efficient and fast processing of claims and are friendly and caring! Getting reimbursed is not something you want to have to worry about when your pet is sick and Healthy Paws keeps the promise of making your life just that much easier. I have 2 cats and have had around 5 claims through Healthy Paws.
1

out of 5

POSTED: | BY: Sarah

Continues to charge me for cancelled policy for dead cat

My cat passed away on 5/15/23. I received an email stating my policy has been cancelled on 6/1/23. I was charged for June on 6/7/23, but the payment declined because I moved money out of that account. I received an email stating they hoped me and my (deceased) cat were well and telling me my payment didn’t go through. I call, waste 1.5 hours on the phone with 2 supervisors. They can’t find the email THEIR company sent me. I have to forward it to them several times. And no one can answer why my card was erroneously charged, when my policy actually will be cancelled, or whether I may be charged again. I was actually told they could not guarantee that I don’t get charged again, for a cancelled policy for a cat who died last month. No one in customer service can turn off autopay or delete my billing info. They can’t even cancel the account. They have to send a request which can take 10 business days to some mysterious payment department that has no way to contact them. It was traumatizing to receive an email asking how my poor dead kitty was doing. And every email I’ve received is an obvious form letter. No actual personalized customer service. This company doesn’t care about your pets, only their money. They’ll even keep taking your money after they tell you the policy is cancelled because your animal died. Do not recommend to anyone. UPDATE 6/9/23: Received an email from a Customer Liaison Manager stating they’ve attached a notice of cancellation. They actually attached a copy of this 1-star review. That tells me two things: 1) this company has little to no QC process, even when dealing with incredibly frustrated customers. 2) the email I received was solely because I left a poor review. My several emails and calls did not matter. So if you review here, you’ll get a response, but you still might not get what you need. I’m sure I’ll get that cancellation notice someday…
4

out of 5

POSTED: | BY: Christopher Till

Highly reccomend healthy paws

They have reimbursed me for well over 20,000 dollars throughout the past 6 years. Including a mast cell cancer diagnosis and removal. They always cover everything they say theuly will. Wish the premiums didnt increase so much but you cant put a price on this type of peace of mind

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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