Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pam Crandall

Awesome Pet Insurance

Healthy Paws has been amazing for me and my dogs. One of my dogs was having seizures starting about a year and a half ago, and Healthy Paws was quick to pay all of my claims. Then, my dog was diagnosed with diabetes and Cushing's Disease, which both require a lot of ongoing testing and medications to treat. Eventually, my dog developed cataracts and just had cataract eye surgery to remove those, which was about $5500 total. Healthy Paws has always paid out my claims very quickly (the claim is usually processed by the next day and I have my check reimbursement a couple days after that). I have never had any problems with them paying any claims, and the couple times that I did have to call in to clarify a claim, they were extremely easy to work with and even willing to call my vet or vet specialist to get the needed information so my claim could be processed as soon as possible. I seriously do not know what I would do without Healthy Paws. It has been a lifesaver with my dog that has had so many problems (seizures, diabetes, Cushing's Disease, and cataracts), and thanks to Healthy Paws, she is a happy little girl that you would never know anything was wrong with her (unless you were around for medication time). I highly recommend Healthy Paws and could not ask for more from a pet insurance!
5

out of 5

POSTED: | BY: Margaret Manning

They're awesome and easy to work with

My schnoodle, Penny, stopped eating and drinking water on July 3rd. She also was vomiting a whitish liquid. We took her to a 24 hour emergency vet hospital. They took xrays and did an ultrasound. They kept her overnight, and she finally started eating the next day. We took her home on the night of July 4th. It was easy to submit my claim to Healthy Paws, and I received a check for her just a few days later.
5

out of 5

POSTED: | BY: Louise Thomson

Claims processing was excellent, very satisfied

My miniature schnauzer showed signs of difficulty urinating, called the emergency hospital and was told to bring her in which we did.. Testing was done and showed she had a bladder stone which was passed via catheter. The next day she had an appointment with her regular vet for a follow up. Both claims from the emergency hospital and her vet were processed within 5 days. I was very satisfied with the service and would highly recommend this insurance.
5

out of 5

POSTED: | BY: Murielle

Best investment I ever made

Healthy Paws is so wonderful! We signed our four pups up for coverage around the beginning of this year and have, unfortunately, had many incidents with our babies already. Every time I have submitted a claim, they have been helpful, supportive, and issued a reimbursement check within days! And not only that, they email to see how my babies our doing after they've been hurt or sick! You can tell they really care about our kids and about us. I tell everyone I meet with a dog, friends and strangers alike, that that getting my babies insured with Healthy Paws was the best decision I ever made. Worth every penny to know that we are covered and cared for.
5

out of 5

POSTED: | BY: Russ A.

Wonderful Pet Insurance

When we adopted our dog a few years ago, we did a lot of research on pet insurance, and chose Healthy Paws since it looked like the best coverage for the money. After recent surgery for a torn ligament, we submitted our first claims that exceeded our deductible, and couldn't be more pleased with Healthy Paws. The online claim submission process was quick and easy, and we had a check in hand within less than a week. They've been very clear about what's covered, and the overall customer service has been fantastic. We're so happy we chose Healthy Paws and can't recommend them enough!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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