Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joyce Mitchell

I don't need a sentence, a word will do! Fantastic

My 9 yr old Frenchie, Sophie, came down with terrible diarrhea and wouldn't eat. We thought it was the same thing one of our others had come down with and she recovered in a day. Not Sophie! After a day we took her to the vet and she was hospitalized with severe dehydration, acute kidney failure, and was very weak. She was hospitalized for four days, getting IV fluids, antibiotics, and other supportive meds. She finally started recovering but we still don't know what it was and over a month later is fine. Our brand new policy paid as promised! Thank goodness! A godsend!
5

out of 5

POSTED: | BY: Jane

Caring and honest company

I was very skeptical about pet insurance after initially cancelling on trupanion because their claim process was horrendous and rates really shitty for what you get. I signed up with healthy paws and recently my dog had surgery for an intestinal blockage and healthy paws paid the claim in only 3 days. (Almost $4k). I was REALLY pleasantly surprised- other insurance companies find every way they can to avoid getting you your money. Healthy paws paid my claim with no questions asked. Their app is ridiculously easy to use- just take a pic of your invoice and you're DONE. Nothing to mail in. Additionally, their customer service is AMAZING and you can always get a kind helpful person on the phone- and they check up on you after an illness. I'm very satisfied.
5

out of 5

POSTED: | BY: Lindsay

Great pet insurance

Great coverage and fast claim process. Love this insurance. Already referred friends for their dogs.
5

out of 5

POSTED: | BY: Mike Gualtieri

Healthy Paws is a savior!

Healthy Paws was recommended to me by my friend and insurance broker of many years. I had never owned a pet and would never have thought to purchase it without his tip. Within a few weeks of rescuing a 1 year old cat, he unfortunately developed abscesses on his arms. Luckily I had purchased the insurance policy through healthy paws and they immediately stepped in with coverage. The process couldn't have been easier or quicker using the app and website. Customer service (while not needed) quickly addressed all of my questions at the outset and reimbursement checks were received within a week even for the initial claim. This is a must-have for any pet owner.
5

out of 5

POSTED: | BY: Patrick

Great Coverage

I'm very happy with Healthy Paws. Our dog needed some oral surgery and had a mass on her back. I wasn't sure it was going to be covered but it was, saving me almost $1000. Since then I've encouraged my friends to join and several have.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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