Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauren Fleps

Thankful for Healthy Paws Pet Insurance

I can't say enough about Healthy Paws Pet Insurance. I bought the policy when I rescued my dog at 11 months and he is now 10 1/2. I have submitted many claims throughout the years without questions asked other than occasional veterinary notes for review to substantiate my claims that have been very high. It provides me the comfort to know I can take the best care of my boy, Petey. He has torn 2 ACL's in the last couple years which has cost me ~12,000 dollars and most recently he has been diagnosed with chronic pancreatitis and was referred to a specialist for evaluation that cost ~3,500 and now be undergoing Hyperbaric oxygen treatment that is about ~1,500. Healthy Paws has stood by their policy every step of the way. Over the years I have definitely received more money back in reimbursement than I have paid in premiums. I wish medical insurance was this good for humans!
5

out of 5

POSTED: | BY: Danielle Giordano - James

It’s always so heartbreaking when…

It’s always so heartbreaking when something is wrong with my pet. The last thing I want to worry about it how I’m going to afford my animals care. Healthy paws is fast and reliable and very fair. It’s great to be met with such compassion during difficult times.
5

out of 5

POSTED: | BY: Lee Sher

Best Pet Insurance

Before I was able to bring my puppy home, the breeder would not release him until I showed proof of pet insurance. So I had no choice but to purchase pet insurance. I was going to cancel because everyone was telling me to. Thank god I didn’t! My puppy got very sick and was admitted to the hospital! Healthy Paws acted on my claims immediately! I was reimbursed within a few days! They are hands down the best! I tell people to give up a manicure or for the guys, order a few less beers and get pet insurance!
5

out of 5

POSTED: | BY: Chris

Have used them for almost 9 years

Have used them for almost 9 years - rates have gone up understandably, but customer service, response time, and coverage has remained the same. It has been well worth getting insurance since it takes away any hesitation to get things done for our dogs without worrying about the financial piece of it.
5

out of 5

POSTED: | BY: Travis H

Healthy Paws is Great!

I’ve had nothing but positive experiences with Healthy Paws. I’ve, unfortunately, had to submit a few large claims due to emergencies, and the reimbursements were direct deposited to my bank account within just a few days. They even emailed to check in on our kitties. The app makes it very easy to submit your paperwork, and customer service has always been quick to respond. Highly recommend.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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