Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,119

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ariane

Satisfied for 8 years now

I've had Healthy Paws insurance for my cats since 2015. Though rates go up annually, the amounts they've paid out for my pets' illnesses have far exceeded my premiums. They pay in an incredibly quick manner, rarely ask for follow up documentation, and are always very friendly to deal with.
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5

out of 5

POSTED: | BY: Rita Kaufman

Great communication, fast claim processing

Our dog Lola has been insured with healthy paws for 5 years. Every claim we submitted was processed very quickly and it was easy to get a hold customer service heather it’s on the phone or through email, with a pretty fast response time. Lola recently had a knee surgery, and we had no issue with coverage. They helped us setup direct pay with the clinic and the invoice was paid within a couple of days. Their reimbursement level is also high in comparison to other companies.
5

out of 5

POSTED: | BY: Lori

My dog Mabel was rushed to an emergency…

My dog Mabel was rushed to an emergency vet after becoming seriously ill. While she received excellent care, it was very expensive. Having Healthy Paws, this let us decide about her care without having to consider the cost. We believe this helped save her life. Claims were very easy to submit and we received reimbursement within days. I highly recommend Healthy Paws.
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5

out of 5

POSTED: | BY: Lori Schwander

Easy claims and fast reimbursement

Mabel was rushed to an emergency vet and almost died. She received excellent care but you can imagine how expensive it was-$2800. Fortunately, having Healthy Paws insurance let us make decisions about her care without having to worry about cost. The claims were easy to send and reimbursements were received very fast. I would highly recommend Healthy Paws.
5

out of 5

POSTED: | BY: HEATHER WEST

Grateful for Healthy Paws

I could not have gotten my dog the care he so desperately needed without the assistance of Healthy Paws. I am so grateful to have had Healthy Paws since he was a puppy. We didn’t need it until now when he’s almost 8 years old but it was always nice to know I had their policy in case it was needed. My dog recently needed care and spinal surgery which cost over $8000. I never would have been able to afford it without Healthy Paws. The claim submission and reimbursement process is easy and quick. I could not be more grateful that they were there when I needed them.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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