Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Tina Liew

Pet insurance are scammy

Pet insurance are quite scammy. I notice that the more people buy these insurance, the more expensive Vet bills become. And on top of that, smaller Vets are getting bought up by private equity companies, and now prices are controlled by profit margins. I had a policy for my dog for nine years, and four years in, the premiums almost doubled. And nothing claimed. The longer you have the insurance, it seems the terms and conditions change for the benefit of the insurance companies.
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5

out of 5

POSTED: | BY: RRosie

Healthy Paws has been a lifesaver in…

Healthy Paws has been a lifesaver in managing the care of my two male dogs. One has a chronic illness which requires ongoing medical care and Healthy Paws allows me to care for my dog in the manner he needs not just in the manner in which I can afford. Customer service is outstanding and reimbursement is quick and simple.
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5

out of 5

VETERINARIAN: North Star Veterinary Hospital

POSTED: | BY: Gary Falgione

Healthy Paws is the best!

Healthy Paws has been a lifesaver in managing the care of my two male dogs. One has a chronic illness which requires ongoing medical care and Healthy Paws allows me to care for my dog in the manner he needs not just in the manner in which I can afford. Customer service is outstanding and reimbursement is quick and simple.
5

out of 5

POSTED: | BY: A L

Highly Recommend

I have been using Healthy Paws for all these years ever since I adopted my cat in 2019. It's the first and only Pet Insurance I have ever used (after comparing with many other options) and I am really glad I made the right choice. My cat got diagnosed with CKD late stage II and now stage III this year and it's absolutely devastating. Frequent trips to the Vet and caregiving at home are not easy and the anticipatory grief knowing he will probably leave me in the near future is the hardest part. Among all these, the one I feel most fortunate and grateful for is that I have a reliable Pet Insurance for him. Filing claims has been an easy process and Healthy Paws is always quick with processing the claims and sending reimbursements. I truly recommend it to all the pet parents and to get your pets insured as soon as possible before they have any illness or pre-existing conditions.
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5

out of 5

POSTED: | BY: Chloe Dykstra

A Letter I Wrote To HealthyPaws

"Hi there. First of all, I just want to tell you, whoever is on the other end of this line, that I am so incredibly grateful to have had HealthyPaws for my girl. I wouldn't have been able to afford a whole additional year and a half with her if it weren't for you guys. Thank you for never pushing back on her cancer care. Thank you for, in spite of Laika's absolutely abominable health and constant ear infections, not harrassing me for more records or questioning my claims. I've said "Thank god for HealthyPaws" at least once a week for the last 15 months. I'm emailing to report, if it weren't already clear from the last claim I submitted, that we had to say goodbye to my little Soul Dog, Laika, last night- thus I'm requesting to close her policy once this claim has been reviewed. Thank you again for all of your support in the last few years. I'm so lucky to have had her, to have had so much extra time with her, and to have not had to sell my house to do so. Will be a HealthyPaws customer for life. Chloe"
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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