Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Adam

The best you could hope for

We love our girl but to be honest, she's a bit of a lemon. After multiple claims for a number of different issues, Healthy Paws has been nothing but supportive and more importantly, prompt with claim refunds. Couldn't be happier and will now never use another company.
5

out of 5

POSTED: | BY: Melanie Stohner

Fast, efficient service when you need it most!

Our 4 year old black lab ate several pounds of toxic grapes. The vet hospital urged us to get him in there as soon as possible to avoid renal failure. Thanks to our Healthy Paws insurance, we did not hesitate to begin treatment immediately despite the large cost estimate. Submitting the claim (no forms!) was quick and easy and our claim processed in a couple of days. I am a huge fan of Healthy Paws insurance and very grateful that we signed on two years ago when we adopted our lab!
5

out of 5

POSTED: | BY: Elena

I wish my human health insurance was this easy!

My newly adopted dog has been happy and healthy with no issues. Then one day I wake up to a mess in her crate. I take her out and she has a major diarrhea episode with a lot of blood in it. Talk about scary. I took her to the vet and they diagnosed her with HGE, a potentially life threatening condition if not put on supportive care and hospitalized. She had to go the emergency vet and stay there overnight. Luckily she came out of it perfectly ok after a few days but I can't imagine how much more stressful it would have been knowing that the bill was growing bigger every minute she spent at the hospital. After I got the final invoice from the vet, i simply uploaded the document on my phone from a picture and called the vets that she had been to so that they could submit her history. I then expected the process to take some time and was not sure whether I would somehow come out paying more than i expected due to some fine print i missed. Instead, I was PLEASANTLY surprised. In a few days I received an email that the claim was expected and the insurance covered exactly what they said they would.
5

out of 5

POSTED: | BY: Sanjay Choudhary

Simba is here because of Healthy Paws

My dog , Simba, German Shepherd, 1 year old, intermittently started limping a bit. Our Vet initially thought its Pano. Slowly it started to get worse. He will play a little bit and then drop on ground. He didn't like to run or go on walks. Vet did x-rays and found that both of his elbows have severe elbow dysphasia. Total cost of x-ray was around $750. He was referred to visit a surgeon and total estimate for his surgery was around $6000. There is no way I can afford this kind of surgery. I called up healthy paws and asked them if surgery will be covered by health insurance we have for Simba. There consultant on phone was very polite. She looked into the case and told me that it will be covered. I don't need to worry at all. Right after surgery, we filled claim, which by the way is very easy and money was reimbursed to me in less than 10 days. Amazing people, amazing service. Simba has recovered well after surgery and is very active. If you have pet you gotta have Healthy paws insurance. Thanks Healthy paws.
5

out of 5

POSTED: | BY: Salem

Amazing Service

Great monthly price for awesome insurance. When we had to make a claim it was so easy and it was handled quickly, with everything we expected to be cover being covered.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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