Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

consistently good service

We have been customers of Healthy Paws for almost 4 years now and have been very pleased with the coverage and service we've received. During that time, we've filed several claims for both minor and major illnesses/conditions, including 2 dogs who were diagnosed with cancer. Healthy Paws has always been responsive and fair, quickly processing claims and paying for covered items without delay or question. In addition, company representatives display compassion and concern for customers and their pets. Following our dog's recent surgery for cancer, not only was the claim quickly processed and paid, we received a follow-up email asking how our dog is doing. We will always purchase insurance for our dogs through Healthy Paws and have encouraged (and will continue to encourage) others to do the same. The peace of mind we have from being able to provide the very best care for our four-legged family members without having to worry about whether we can afford to pay for it is priceless.
5

out of 5

POSTED: | BY: Mitra

Healthy Paws is Amazing.

We recently got a doberman puppy, Whiskey, just a month or two back. Only days after our insurance was "activated", Whiskey broke his poor leg. He was just 3 months old! We were both heartbroken...we knew immediately that this was going to be incredibly difficult. Having to keep a poor puppy confined so he doesn't injure himself further while his leg heals is no easy task. On top of it, my boyfriend was convinced that there was no way the insurance would cover his surgery considering it happened only days after it was activated. He was wrong. Healthy Paws stepped in, and in a matter of just DAYS...I had a check in my hand for the surgery costs. When I called them frantic, they assured me that any additional costs associated with the surgery would be reimbursed as well. I cannot express my gratitude enough. They took a major burden off our minds and we could focus on keeping Whiskey on the path to recovery. In addition, the process was easier than I could ever imagine. All I had to do was send an email or take a pic with my phone of the invoice....and it was immediately processed. I couldn't believe how easy it was. I just wish that I could give everyone in this company a hug. They did wonders for us. We will be with them for life. I couldn't say better things about Healthy Paws.
5

out of 5

POSTED: | BY: Yvonne Long

We're in good hands with Healthy Paws!

Our two-year old greyhound, Brit, developed a pronounced limp. Upon examination and x-ray, our vet found that she had a small but sharp piece of gravel that had worked its way through her paw pad. It was in so deep that it could be removed only by surgery. We are fortunate to be new members of the Healthy Paws family. We submitted our claim, and were happy with how quickly and efficiently our claim was settled. We also received a follow-up email inquiring as to Brit's recovery. We couldn't be more pleased with our experience with Healthy Paws!
5

out of 5

POSTED: | BY: Victoria Fahrenbach

Amazing Company!! 10/10!

Great pet insurance company with amazing service! I'm so happy I enrolled my cat in their plan when I did...would have had trouble affording her tests/treatment (>$2000) when she got sick without the reimbursements. Shockingly quick and easy claim reimbursement! After submitting my first claim online along with Roxy's medical chart, everything was processed in a few days. For all of my subsequent claims I asked my vet's office to forward them my invoices and within an hour of getting home from the vet I had an email saying the claim was processed and my check was on it's way! Have never experienced such awesome service like this before. They never once tried to deny or question a claim and they frequently sent personal emails checking in on Roxy to see if she was getting better. If you love your pet and don't want to be in the unfortunate situation of having to decide whether or not to proceed with life-saving tests/treatment due to high vet costs then you should definitely enroll in Healthy Paws pet insurance. You won't regret it....truly worth every penny
5

out of 5

POSTED: | BY: Jeff M

Amazing Customer Service and Claim Handling

My lab ended up in emergency care for vomiting. She had consumed some plastic and sticks. The vet performed X-rays and held her over night in case emergency surgery was required due to a blockage. Having Healthy Paws insurance helped to ease some of the stress of the day. The customer service team took care of my claim right away. It is amazing how fast they handled everything. The reimbursement arrived in less than a week. What really impressed me today was a follow up email to see how my dog is doing. I am truly impressed by the service and commitment to their customers. I tell anyone who will listen to get Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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