Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Allyn Lee

I recommend Healthy Paws Pet Insurance wholeheartedly!

I signed up for Healthy Paws Pet Insurance after adopting our dog Vin. Our previous family dogs required expensive medical care, and I realized how important it is to have insurance. I did my homework and chose Healthy Paws - they have EXCEEDED my expectations. Their people are simply the best - professional, quick to respond, and genuinely kind and caring. And friendly!
5

out of 5

POSTED: | BY: Allyn Lee

Healthy Paws people are simply the best

I signed up with Healthy Paws after adopting Vin from a shelter. Our previous family dogs had all needed expensive medical care. Healthy Paws has been wonderful - they do what they say, they are quick to respond, and they are simply the kindest people to work with.
5

out of 5

POSTED: | BY: Julie

consistently good service

We have been customers of Healthy Paws for almost 4 years now and have been very pleased with the coverage and service we've received. During that time, we've filed several claims for both minor and major illnesses/conditions, including 2 dogs who were diagnosed with cancer. Healthy Paws has always been responsive and fair, quickly processing claims and paying for covered items without delay or question. In addition, company representatives display compassion and concern for customers and their pets. Following our dog's recent surgery for cancer, not only was the claim quickly processed and paid, we received a follow-up email asking how our dog is doing. We will always purchase insurance for our dogs through Healthy Paws and have encouraged (and will continue to encourage) others to do the same. The peace of mind we have from being able to provide the very best care for our four-legged family members without having to worry about whether we can afford to pay for it is priceless.
5

out of 5

POSTED: | BY: Jeff Carignan

Healthy Paws is the best! Literally THE best!

I have to say that I am extremely happy with the coverage and service offered by Healthy Paws! I have 3 healthy dogs but for some reason felt I should get them covered and a friend recommended Healthy Paws. After signing them up, one of my dogs got sick and required overnight hospitalization for an unexpected infection. Although my policy was in its first month and only 2 weeks past the exclusion period, Healthy Paws gladly (and expediently) paid my claim. Their customer service was amazing and patiently walked me through how to submit my first claim and what to expect while the claim was in review. They truly are the best- I wish my human health insurance company was as honest and easy to deal with as Healthy Paws is for my pets' insurance!
5

out of 5

POSTED: | BY: Julie

consistently good service

We have been customers of Healthy Paws for almost 4 years now and have been very pleased with the coverage and service we've received. During that time, we've filed several claims for both minor and major illnesses/conditions, including 2 dogs who were diagnosed with cancer. Healthy Paws has always been responsive and fair, quickly processing claims and paying for covered items without delay or question. In addition, company representatives display compassion and concern for customers and their pets. Following our dog's recent surgery for cancer, not only was the claim quickly processed and paid, we received a follow-up email asking how our dog is doing. We will always purchase insurance for our dogs through Healthy Paws and have encouraged (and will continue to encourage) others to do the same. The peace of mind we have from being able to provide the very best care for our four-legged family members without having to worry about whether we can afford to pay for it is priceless.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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