Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I have had nothing but pleasant experiences with countless members of the Healthy Paws team. Upon the adoption of my lab-mix puppy, Titan, I thoroughly researched every pet insurance option available, calling and emailing multiple customer service reps from multiple companies to ensure I had an apples-to apples-comparison. Healthy Paws won us as a customer, and I've never been happier.
We submitted our first claim (Titan had worms...), and everything was covered outside of the exam fee!
While it did take a bit longer to process, it was our first claim, and we submitted about 11 documents to Healthy Paws from his initial visit, his visit for boosters/vaccines, and his neutering surgery, among a few other pieces of paperwork. I knew this claim would not reach our deductible, but wanted to get all of our information in the system for if he has a larger claim that will require reimbursement.
I cannot stress how amazing their coverage is. I'm writing this review not because I was reimbursed for a large claim (thankfully!), but because I have the confidence and peace of mind that if that day comes, Healthy Paws will be there.
They truly have the most comprehensive and thorough coverage.
They have an annual deductible which is the most cost-effective, they pay off the actual vet bill (unlike VPI), have no maximum payout limits (unlike Embrace and PetPlan), have no transaction fees (unlike PetPlan), cover Rx and OTC if prescribed (on a case-by-case basis), cover breed-specific and hereditary/congenital conditions, cover specialists, mobility aids, acupuncture/chiropractic treatments as prescribed by a vet, and cover dental extractions/reconstructions if due to an accident. They do not have any "Wellness Plan" add on, but for the price of their premiums you can afford to purchase a plan through your own vet (such as Banfield) if you desire.
If you are considering purchasing insurance for your dog, I urge you to reach out to a Healthy Paws customer service rep, and you'll be sold. Enroll your pup early, and you'll be set!
5
out of 5
POSTED:
| BY: Karen Weaver
Well Worth the Money
We have been with Healthy Paws for several years now and have never been disappointed with their service. They have great coverage and you get your reimbursement check very quickly. They check in to see how your animal is doing and are caring and kind. We can highly recommend this company to anyone looking for exceptionable pet insurance.
5
out of 5
POSTED:
| BY: Sherri
Very satisfied customer!
About 5 months after getting insurance for my dog she tore her ACL and had to have TPLO surgery! I am so glad I decided to get the insurance because this surgery alone is a very costly one at about $6000. I decided to go with Healthy Paws because my friend raved about them and couldn't have been a more satisfied customer! Dealing with the surgery itself was hard enough but to not have to worry about the financial burden made it so much easier! I received my reimbursement check within 10 days and filing the claim takes about 2 minutes! I highly recommend Healthy Paws for your furry kids!!!
5
out of 5
POSTED:
| BY: Brigitte Haberl
Peace of Mind and Easy!
II just had the best experience with Healthy Paws Insurance. I have had it for 3 years. My deductible is $250 and I pay $40 a month, my dog is almost 9. He was just diagnosed with a tumor, had to have his anal glands removed and a biopsy. Turns out it is cancer. Healthy Paws pays 80% after the $250 and there is no cap for treatment. The surgery was $1800 and they have already sent me the check!, so basically I just got back all of the premiums I have paid so far. So easy to use, they have a phone app and I just take a photo of the receipt and that's it. I can go anywhere I want! Amazing! I cannot explain the peace of mind I have that my precious Murphy is covered and I can provide him with the best treatment.
5
out of 5
POSTED:
| BY: Elizabeth
Wonderful benefits, clear and straight forward
Healthy Paws is wonderful! Our 4 month old puppy recently came down with a very serious infection. The medical bills were hefty and we are so grateful to have had healthy paws help us out with these bills. Healthy Paws covered absolutely everything it stated it would, and reimbursement was extremely quick. I've heard of other pet insurances where you never know how much you will be reimbursed, or if they will cover at all. This certainly is not the case with healthy paws and we couldn't be more satisfied that we chose healthy paws to help us with our puppy.
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
