Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sam

Fast, Caring Insurance

I have had several claims with Healthy Paws, from $100 to $2,300, and they have always paid the claim without ever bringing further complications as other pet insurances, such as VPI, do. They have never tried to avoid paying a claim they owe and will usually have a check on its way within 2-4 days of the claim being sent. They are the best!
5

out of 5

POSTED: | BY: Chris Massa

So happy to have Insurance on my new puppy!

I have a Labrador puppy that is into everything. Even though we watch him like a hawk, he can swallow the most irritating object in a split second. He has eaten rocks, dirt, sticks all of which have made him ill and have stomach problems. I have had to take him in serval times for diarrhea, vomiting and stomach aches. The protocol usually involves X-rays, blood work and sometimes IV fluids for dehydration. This all adds up to an expensive Dr visit. So thankful for Healthy Paws and our insurance coverage. They are fantastic, fast and even checked up on our sweet pup after his last Vet visit. I would recommend them to anyone needing pet insurance!
5

out of 5

POSTED: | BY: Kerry Gillick

Excellent service!!

I have used Healthy Paws many times over the past year of my new puppy's life. They are efficient, timely and very helpful. I am so pleased with this service. I had a another pet insurance for my last dog and I can't rave enough about how much better Healthy Paws is! Highly recommend!
5

out of 5

POSTED: | BY: Michele Burke

Extremely pleased!

I have had this insurance for the past five years and I have been very pleased overall. Whenever I had a question or needed to submit a claim, it was very easy and it was processed very quickly. I have referred at least three people to get it and the ease of using the mobile app is truly great. Claims are completed within a couple weeks. I am so very happy to have this and would highly recommend it to anyone with a four legged family member!
5

out of 5

POSTED: | BY: Saundra Boyer

Best Pet Insurance Around~ Doesn't even compare to other companies!!!

Healthy Paws is hands-down the best pet insurance company available. We have two dogs, a Rhodesian Ridgeback and a Great Dane and did a lot of research prior to ultimately going with Healthy Paws. We couldn't be happier about our choice. Our Ridgeback, Kobe, has suffered from several puppy illnesses this first year and everyone of them has been covered. We only have to take a picture of the itemized invoice from our vet on our cell phone, email it in, and within a few days, we have a reimbursement check with no questions asked, and no claim forms required. Healthy Paws even emailed to check to see if Kobe was feeling better! This summer, when we got our Great Dane puppy, Nelson, we noticed pet insurance premiums for Danes are higher, so we found a different pet insurance company that was slightly cheaper, by about $10 per month. This company required a pre-authorization form first from our vet and claim forms signed by our vet, and had a very negative tone in every email and correspondence about the consequences of lying on claims. We felt like we were being accused when we hadn't even filed a claim with them!! We have NEVER experienced anything like this with Healthy Paws. We originally thought it would be worth the small monthly savings. We immediately regretted our decision. Within 10 days, we were cancelling this policy and switching Nelson to Healthy Paws as well. We had so much more peace of mind knowing both of our dogs were insured with this company. Healthy Paws has the best coverage, customer service, and ease of use of any of the policies that we investigated and we looked extensively! Healthy Paws is most certainly the company of choice!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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