Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: John Houzouris

Best insurance hands down

Have had them for 2 dogs and about to switch my other dog to them. My late dog had a brain tumor and they were awesome. When i terminated my insurance after my dog passed away they sent me a reimbursement check dor the cremation even though I had not filed a claim for that. My current dog has had valley fever and two ACL tears and they covered both surgeries and the valley fever tests and meds. When i submit a claim i get an answer within 2 days usually.
5

out of 5

POSTED: | BY: Francois Belletti

Excellent support through the worst crises.

Healthy Paws has always been with us in our times of struggle with our pets. We have a rare juvenile diabetic cat (pancreas stopped producing insulin suddenly at age 2) who spent nearly a month in the hospital due to multiple episodes of DKA and hypoglycemia. Without Healthy Paws, although we make pretty good money, pet ownership would be financially challenging due to the incredibly expensive costs of emergency care where we live. We also really appreciate the humanity of the foundation which regularly asks us how our diabetic cat is doing. Healthy Paws has never rejected a claim related to these juvenile-diabetes-related incidents although you could easily buy a new car with the amount of money they reimbursed while the condition is rare enough that our very qualified vet needed to consult with a researcher from UPenn about the case. Our other cat once needed an X-Ray after a fall gave him back pain, they also covered that without questions. We are infinitely grateful that Healthy Paws helped us give a life to our little cat she would otherwise not have been able to have.
5

out of 5

POSTED: | BY: Ricardo Zapata

Healthy paws saved my best friend

My 4 years old beagle was diagnosed with IVDD, a painful and complex condition, that required an MRI, Surgery and a week in the hospital. Having Healthy Paws was a bless. They covered almost all expenses ($23K) and the full refund for all claim was made in less than 30 days. I wish that my own premium was as good as Healthy paws. Eficient, Simple, and honest.
5

out of 5

VETERINARIAN: Community veteran office

POSTED: | BY: Tom Braun

Owner

Excellent service, prompt turn around on claims
5

out of 5

POSTED: | BY: Diana Kogan

Great Health Insurance for my dog

Always great customer service with any questions and love the ease of claims processing!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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