Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha Smith

Healthy Paws is The BEST pet insurance out there!

I've done my homework. That is why I've had Healthy Paws for a few pets. They are a no hassle, cut and dry, quick paying company. And they help homeless pets too! My cane corso mastiff just had two torn Acl surgeries this summer. Each surgery cost $3,000! My cost was $300 each leg! And each claim was processed within a week. I just LOVE this company because there is no red tape. Everything is covered except the office visit charge and preventative medicine. It's awesome! I also have a pug that had two eye ulcers and both of those were paid within a week as well. I can say with certainty that you will be very satisfied with Healthy Paws!
5

out of 5

POSTED: | BY: Samantha Smith

The Best Insurance Out There!

I've had Healthy Paws for a couple animals and they are by far the best, no hassle, pet insurance company out there! Also, they contribute to homeless animals! My cane corso mastiff had 2 surgeries on her rear legs done this summer. She had torn her ACL in both legs. Healthy Paws reimbursed my claims within a week. It cost $3,000 for EACH leg and my out of pocket expense was $300 for each instead! I also have a pug that has had a couple of eye ulcers and again, each time the claim was paid within a week. Cut and dry. No red tape with these folks! Basically, everything is covered except the office visit charge and preventative care. I am 110% satisfied with Healthy Paws and HIGHLY recommend them!
5

out of 5

POSTED: | BY: Jeff Penry

Healthy Paws Amazing Insurance

If your in the market for pet insurance, look no further than Healthy Paws. We recently purchased a policy for a dog Kira. Within 3 months Kira was hit by a car and ended up with a badly shattered femur. This was a Sunday. The emergency vet stated he would most likely lose his leg without emergency surgery from a specialist. We loaded him up and drove him to the San Francisco Bay Area where the surgeon operated for four hours. Kira is now recovering at home with all four legs right where they belong! Healthy Paws has been amazing! They paid his claims without any issue! Simply submit your claim with a photograph of the final bill. In less than a week we had received the first of 2 reimbursement checks. The 2nd arrived a few days later. And they called to see how Kira was doing after surgery! How amazing is that? Healthy Paws says what they will do and then does exactly what they said. I researched many pet insurance companies. Little did I know I'd be using it a few short months later. I bought the best because in this world you get what you pay for. Do yourself a favor and go with Healthy Paws. You won't regret it if your pet has the misfortune to need it.
5

out of 5

POSTED: | BY: Jeff

Healthy Paws The BEST PET INSURANCE, hands down.

My wife and I have a 2 1/2 year old Lab / Shepherd mix. Kira is a great dog and much beloved by my son, wife, and myself. Three weeks ago we were at a BBQ at a friends home. While we were out, Kira escaped from the yard. Several young guys were out front and tried to catch him. To him, this was a game so the race was on. Sadly, Kira became lost for a week. After a desperate search he was found, but with a badly broken leg. This was on a Sunday. The emergency vet recommended a specialist who was located two hours away in the San Francisco Bay Area. We loaded him up and off we went. Healthy Paws paid our claims within a few days, both the emergency vet and the Specialist. What's more amazing is that we had purchased insurance only three months prior. Healthy Paws is simply amazing.
5

out of 5

POSTED: | BY: Orville Grove

Healthy Paws is the best Pet Health Insurance Co

We've had other Pet Health Ins and were never happy with their coverage's, their claim processes nor their attitudes. So, we switched to Healthy Paws a few years ago and what a joy.Recently, our Beloved Yorkie developed a cataract in her only good eye (the other eye suffers from "Dry Eye" and fragmented vision possibly due to an undetected earlier cataract). At this point, she was 100% blind. We had surgery performed by an outstanding Ophthalmologist on the eye that recently developed a cataract, which was 100% successful. Our little sweetheart can see again and woke up from surgery with her little tail wagging like crazy at the sight of seeing everyone! In the past, I've been reluctant to file claims with the Ins. Co., but this was too much. So, I filed numerous claims with Healthy Paws. Their claims process is the "Best". No forms involved, just send in the bills you've paid with the Policy No. written on them and they will reimburse you for covered services, etc. up to whatever your coverage level is and usually within 10 days. Now the icing on the cake ... they follow-up with you to see how your pet is doing. Obviously, the people at Healthy Paws really care about your pet. I've made a lot of bad mistakes in my lifetime. Thank God that switching to Healthy Paws Ins. wasn't one of them. I highly recommend Healthy Paws to all that have pets and want Health Ins. My only dissatisfaction is that the rating system only goes up to 10, because I want to give them a million.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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