Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Don S.

Healthy Paws Insurance is the best!

We've never had pet insurance for our shelter adopted dogs but when we got a puppy for the first time, we researched insurance companies. Healthy Paws had by far the best policy and payments with a promise not to raise rate or drop your policy for too many claims. We never thought we would need it but bought it anyway. What a LIFSAVER! This new puppy had recurrent urinary tract infections which resulted in a reconstructive surgery. Treatment/surgery spanned 1.5 yrs with a specialist and she is now healthy and happy. Our vet bills were extremely high and with this insurance, we had no worries about expense or about getting the best and necessary care for our dog. I don't know why anyone would consider any other company; compare the policies and you will see why we are now true believers and fans of Healthy Paws Insurance.
5

out of 5

POSTED: | BY: Ally Siebenmann

Healthy Paws saved my bank account!

I cannot say enough about Healthy Paws Pet Insurance. Our 2 year old chocolate lab just had to have major intestinal surgery because he ate a piece of a tennis ball that got stuck in his small intestine. The total cost was over $3500 and we are only paying about $550 ($250 to meet our deductible and then everything was covered at 90%). It gave us such piece of mind knowing that we could commit to having the surgery done without being worried about the cost. It was already a very stressful and emotional time, and it was great to not have to worry about the final bill. Healthy Paws processed our claim within a few days and the reimbursement checks are on their way to us already! I always knew that having pet insurance (especially for a lab) was important, but after this incident, I'm a believer more than ever. THANK YOU Healthy Paws!
5

out of 5

POSTED: | BY: Allison

Healthy Paws saved my bank account!

I cannot say enough about Healthy Paws Pet Insurance. Our 2 year old chocolate lab just had to have major intestinal surgery because he ate a piece of a tennis ball that got stuck in his small intestine.The total cost was over $3500 and we are only paying about $550 ($250 to meet our deductible and then everything was covered at 90%). It gave us such piece of mind knowing that we could commit to having the surgery done without being worried about the cost. It was already a very stressful and emotional time, and it was great to not have to worry about the final bill. Healthy Paws processed our claim within a few days and the reimbursement checks are on their way to us already! I always knew that having pet insurance (especially for a lab) was important, but after this incident, I'm a believer more than ever. THANK YOU Healthy Paws!
5

out of 5

POSTED: | BY: Roxanna Phillips

Our Fur Buddy is doing Great.

We have had this insurance for 6 years and never had a claim , this year is different. Two 2 Major surgeries in 6 months. The first was our Great Pynerees had a 5 pound tumor removed in Feburary 2015 and then in August had a completely torn ACL repaired and he is recovering great. Also he was diagonised with arturitus and the meds were taken care of by Healthy Paws also. This Year we paid out about $2900 dollars and have been reimbersed about $2400 . The cost of the insurance has risen from fro $37 to $41 over the years but I believe it is very reasonable considering the cost of veteniary care these days. Healthy Paws is made up of Animal Lovers and have checked on Boomer several times since his surgerys. It only takes a week for them to process your online claim after the first claim is filed.
5

out of 5

POSTED: | BY: Doug Phillips

Our Fur Buddy is doing Great.

On the 11th of August 2015 our dog Boomer had surgery for a completely torn ACL His second surgery this year. In February he had a 5 pound tumor removed and also has been using joint medication for arutritus which was also paid for by healthy Paws insurance. The people at Healthy Paws are definately animal friendly and the insurance is second to none. In 2015 we paid out about $2900 dollars and Healthy Paws has paid us about $2400 back. Thank goodness for Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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