Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jono

Never let me or my dog down!

We have been with Healthy Paws since day 1 of rescuing our Pit. The ease of submitting claims with their app has helped so much in the admin nightmare that is life. I don't have one bad thing to say about them and would recommend their insurance any day of the week.
5

out of 5

POSTED: | BY: Cheri Levine

Heathly Paws is quick to respond to any inquires.

I love this company. My dog had TTA knee surgery that cost me 3500.00. All bills are sent on-line and they respond within 3 days. When I called regarding my large bill, they immediately responded and I had a check within 2 days. They will also pay for all of her recovery like massages, acupuncture, water therapy, etc. without any maximum! When I had a dispute in their payment, they have worked with me to allow charges. Friendly people and quick reimbursement.
5

out of 5

POSTED: | BY: Matt Smith

Healthy Paws is the best

They have helped us take care of our dog from the beginning, have made us feel at ease when we take him to the vet knowing we can do what needs to be done to keep him healthy. They respond quickly and process claims quickly.
5

out of 5

POSTED: | BY: Henry Benavides

Best Insurance Company EVER!

I am so grateful to have this insurance company! Our American Bulldog Odin,needed to have surgery done on his leg (luxating patella)the cost of the x-rays the pain medication and the surgery itself ($5,350.00) was all covered at 90% filing a claim was never a problem, the checks always arrived on time and there was always someone available to speak with for any questions I had. I can safely say the we will always be a Healthy Paws family.
5

out of 5

POSTED: | BY: Alaric

Healthy Paws has your back and then some

You never expect to use insurance, but when your pet is in distress - you need care options. With the extensive procedures that two of my dogs have gone through, I have not been gouged with higher premiums or threat of being dropped. One dog was in the ICU for 2 weeks fighting tetanus - $30k. I couldn't put that on a credit card for reimbursement. Healthy Paws worked with the University for direct payment. Maintenance care for chiropractic alignment and other therapies are covered, and what a noticeable difference it makes for him being a tripawed. I could speak volumes about the people at Healthy Paws - the way they assist you, process claims quickly and send your pet get well cards. I only wish my health insurance was as good and non-complicated as my pets insurance is. If I could find a vet to treat me, maybe I could switch over :) I wish they had information handouts to pass out to others.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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