Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,020

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: R Pandher

Finally, an Insurance company that cares!!!

My baby girl Lana had an Addisonian Crisis and was hospitalized for two days. A team of amazing veterinarians were able to treat her successfully, and I can’t describe how emotional the experience was….I was nervous about submitting the claim, partly because of the emotional state I was in, but also because I had never had a good experience with insurance companies (only auto insurance at that point). The claims submission process was as simple as uploading the vet’s invoice online. A few days later I received an email stating my reimbursement check was on it’s way. Then another personal email checking up on Lana. They truly care and allow us to focus on our loved ones….
5

out of 5

POSTED: | BY: Marcy

In a word - IMPRESSED!

When I decided to get health insurance for my puppy I read all the reviews and decided to go with Healthy Paws. Who knew back then that deciding on them would be such a great decision. While on vacation my dog Cheers was diagnosed with a neurological disorder that required $3,500 of veterinary care. I had my vet submit her records to Healthy Paws and when I got home my reimbursement was waiting for me. I was truly impressed!
5

out of 5

POSTED: | BY: Kathry Cooper

Support and Trust

In November 2012 we adopted two older AKC Golden Retrievers, 8 and 10 yrs. old who had lost their lifetime home. We felt honored that we got to keep both of them, and immediately started looking into a different Pet Ins. company. After several weeks of researching we chose Healthy Paws. They took these two older dogs on and even though we lost the male to cancer only 4 mos later our Bailey Girl, now 13 yrs old, is going strong and steady. Because we have Healthy Paws we know we can give her the best care and get issues resolved early before they become a serious problem. We get re-imburse in a timely and efficient time so that allows us to be able to keep up with her care as she is aging. Thanks to healthy paws we have been able to keep her in the best health possible and give her the best life possible in her later years. She has been the best friend I've ever had in our 60+ yrs of having dogs in our lives.
5

out of 5

POSTED: | BY: Anthony M.

Hands down the BEST insurance out!

I can not say enough GREAT things about Healthy Paws. When our dog first got injured I freaked out. Right off the bat, we were looking a 1,000 dollars worth of vet bills. What propelled the stress into overwhelming feeling, we found out he would require surgery that was well over 6,000 dollars. After submitting the bill with his records and notes from the surgeon, we were reimbursed at the 80 percent rate (minus the examination bill) within 3-4 business days. This was a HUGE relief and we are glad to say that Paxton is nearly fully recovered and this insurance is part of the reason we were able to give him the best care possible. Healthy Paws even sent us a personal note checking on his health post surgery. TOP NOTCH!!! Thanks Health Paws!!
5

out of 5

POSTED: | BY: Ray

It doesn't get much better...

After using another company 10+ years ago (around the time when pet insurance was the new craze), I had some doubts. However, when we decided to add another lab to our family. I soon began to lay in bed at night worrying about my financial "exposure" of owning two labs (along with friends of ours that were faced with a $25k vet bill). I soon began to research pet insurance, hoping it had changed and improved. However it seemed like many have not, but after reading way too many reviews the secret to life again surfaced again...you get what you pay for. While Healthy Paws is certainly not the cheapest (or the most expensive either), I felt comfortable knowing I would be covered should something happen. So around the beginning of July 2015 we signed up, waited the 15 days for coverage to kick in and then I finally started sleeping at night again. Well that was until our new lab puppy started vomiting non-stop in late August 2015. We sensed a blockage of course given his age. So we rushed him over to a 24/7 animal hospital and they confirmed that the bozo had eaten something he shouldn't have. It was nice to know we were covered and we did what we needed to do without figuring out which one of us would fast for a week (joking) to help pay for the treatment. Still in the back of my mind I had my doubts, however once I had sent in all of the paperwork (which for a first claim included all medical records) I received a check in the mail less that one week later! So I am a believer in Healthy Paws and I thank them for being there for me and my dogs. So I rest easy again...well after I pick up all socks, kid's toys and just about everything not bolted down off of the floor!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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