Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kaitlyn

Healthy Paws works with no hassle!!

Our rescue lab just turned one when he started shivering and spiked a fever in the middle of the night. He ended up having to stay at the emergency vet for 24 hours to diagnose and monitor his condition. After we brought him home, I filed the claim online with Healthy Paws and the claim was quickly processed and accepted. A week later, I refilled his antibiotic and submitted a claim for the cost of the pills, which was also quickly accepted. We received checks in the mail for both claims within 2 weeks! I would highly recommend this company to any pet parent looking for pet insurance, I can't imagine an easier company to work with or one that has better coverage.
5

out of 5

POSTED: | BY: Tracy Pheneger

Very grateful

We adopted a mixed breed 4-7 month old puppy who developed a limp as she grew older and bigger. We tried various treatments and eventually found out that she had a problem that could only be fixed surgically. We were coming off unsuccessfully trying to save the life of our last dog and were a little worried about the cost. Thankfully, Heathy Paws paid the 80% we contracted within a week of the surgery. Having pet insurance was the best decision we have made and our puppy is on the road to being heathy and pain - free!
5

out of 5

POSTED: | BY: April

Healthy Paws is the best

I have really enjoyed my experiences with Healthy Paws. I've been a customer for 4 years now. They are quick to respond, customer service is top notch, and they are very clear with billing and reimbursement. The app is also very easy to use and makes processing claims a breeze. They also follow up to check on how my dog is doing when I submit a claim. Love Healthy Paws!
5

out of 5

POSTED: | BY: Vicky Cagliola

Absolutely love this company

My dog was treated for multiple grandmal seizures. She was eventually diagnosed with a brain tumor. We were referred to an oncologist who recommended that our dog receive cyber knife radiation treatments. The Healthy Paws staff was able to confirm for me that this would be covered, in advance of the treatments. When the treatment were complete, they processed our claims quickly and paid exactly what the policy states that they would pay. The Healthy Paws app is also a great way to manage my pet's insurance. My experience with Healthy Paws is nothing short of perfect!
5

out of 5

POSTED: | BY: Shannon

Healthy Paws made it easy to give the care needed!

Healthy Paws is the best! When we got our Frenchie two months ago, we also got pet insurance because of their notorious health problems. We knew we would need it eventually, but didn't imagine it coming in handy so quickly! Our dog was having a hard time playing or sleeping at night because of breathing issues. Even though the vet told us it would be ok to wait, having Healthy Paws insurance made the decision an easy one! It's been a week since the surgery and our pup is like a brand new dog he has so much energy and can breathe so much better! Healthy Paws reviewed and accepted the claim within a day, and we got the check only a few days later. To top it off, we received a follow up email asking how our dog was recovering- so impressed!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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