Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Healthy Paws handles claims fairly and quickly, covering your pet's illnesses and injuries as they promise to with no hidden exceptions. I submitted my first claim recently and was amazed to find that they processed it quickly and did not try to find ways of denying it. If only my own health insurance plan worked so well! And to top it off, when one corresponds with the company, their emails are written by actual people who wish your pet well. I've been very pleased with them!
5
out of 5
POSTED:
| BY: Priya Krishnamaraju
Peace of Mind Assured
Caesar is a 7 year old pug and when I wanted to get him insured last year, I browsed through the internet to compare all the insurance companies and finally decided to go with HealthyPaws. And I'm so glad I made the perfect decision. Recently he started developing cataract on one of his eyes and the quote from the Ophthalmologist was close to $2700. Though we were told that he can manage pretty well with his other eye for the rest of his life, I was bit concerned about his quality of life and checked with HealthyPaws. Their response was very encouraging and hence we went ahead with the surgery. The claim was processed within 3 days and my net out of pocket expense got drastically reduced to $500. Caesar is doing great now thanks to HealthyPaws backing us every moment. The whole experience was so simple and hassle-free and I would sure recommend HealthyPaws for anyone who love their pets. I wish HealthyPaws can insure us humans too! :)
5
out of 5
POSTED:
| BY: Tony Emerson
Amazing Company and Staff
A couple of months ago I acquired a beautiful loving miniature Portuguese Water dog that was a rescue and in need of a loving caring home. To ensure that she had the best pet insurance, I did my due diligence and found this amazing company; Healthy Paws that had outstanding reviews. I subscribed to their best plan and felt confident that in the event that my beautiful dog needed medical care, she would be well protected. Little did I know that within weeks of signing up to Healthy Paws would I need their help and the emergency care of ASEC. Within days the Veterinary bills quickly added up costing thousands of dollars. I submitted my claim/s to Healthy Paws and the only info that they required was for my Vet to submit all the medical records. Within a week I received checks for my claim/s, less my deductibles. Healthy Paws were absolutely outstanding in their handling of my claim (particularly during a very stressful period).
We love Healthy Paws! Our kitty Sammy has an unfortunate habit of eating strange objects. After his first surgery, I decided to shop around for pet insurance for him. As fate would have it, Sammy decided to swallow another object on the very day the 10-day waiting period was over, so I was worried they might not cover it. But no problem! Claim was very easy to upload (WHY is BCBS-NC not this easy?!), and it was processed very quickly. I had a check in hand in less than a week, for 90% of Sammy's second surgery bill (minus deductible/exam fee). This saved us $thousands!
We also got Healthy Paws insurance for our puppy when we got him last year--haven't had to use it yet, but good to know it's there if needed.
Fast forward to 2 years later (November 2015). Sammy was sick again, and I feared the worst, so off he went to the animal hospital. Turned out to be gastritis/pancreatitis, so luckily no surgery was needed, and after some critical care, Sammy is now back to his old tricks.
Bill was $995, and in the end I paid only $293 out of pocket. Again, I had the check in hand in less than 1 week after filing the claim.
I just can't say enough about the peace of mind I have knowing my pets will get the care they need, without breaking my piggy bank like the first surgery did (pre-insurance). Pets are family, but they can do unpredictable things and come down with unpredictable illnesses, so I am more than happy to pay my monthly insurance to Healthy Paws, because I know they are going to come through for me. If only I could say the same for BCBS-NC!
They even followed up with an email to inquire about Sammy's recovery! Healthy Paws is the best!
A couple of months ago I acquired a beautiful loving miniature Portuguese Water dog that was a rescue and in need of a loving caring home. To ensure that she had the best pet insurance, I did my due diligence and found this amazing company; Healthy Paws that had outstanding reviews. I subscribed to their best plan and felt confident that in the event that my beautiful dog needed medical care, she would be well protected. Little did I know that within weeks of signing up to Healthy Paws would I need their help and the emergency care of ASEC. Within days the Veterinary bills quickly added up costing thousands of dollars. I submitted my claim/s to Healthy Paws and the only info that they required was for my Vet to submit all the medical records. Within a week I received checks for my claim/s, less my deductibles. Healthy Paws were absolutely outstanding in their handling of my claim (particularly during a very stressful period).
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
