Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ann DeChiaro-Pfisterer

LIFE SAVED!

I just want to say a big THANK YOU!!!!! I am so thankful to have HealthY Paws Pet Insurance giving me the financial peace of mind to cover my best buddy, Button when he has emergency issues. Button was an owner-surrendered Yorkshire Terrier to a Manhattan, NYC kill shelter in 2012. He was saved from death by Anarchy Rescue, and then sent to Yorkie 911 Rescue for further rehabilitation. I counted that I am his 5th home! We fell in love with him at a dog adoption day, and never looked back. The term "who rescued who" is so appropriate in our home; since I do not have any children (just plenty of nieces and nephews!!!). The decision to have pet insurance was to insure that this little dog's life would never have a price tag on him again; nor will I every throw him away. I read about Healthy Paws through an AAA recommendation, and your company has not let me down. I can sure handle the day-to-day, well-doggie issues financially with the vet; but, my dog has had a few emergencies due to his getting into trouble or an unexpected illness, and those vet bills were scary. The insurance has provided me with such peace of mind, knowing that my dog gets great care, when I hand over the credit card. Button's recent ear canal surgery was health threatening, (sad and scary as pet parents, fearful that we might loose him), and the associated vet bill was even scarier. I actually called Healthy Paws before the surgery just like I do for my own insurance "just in-case". Customer support gave me peace of mind to move forward. After the surgery, the reimbursement was at 90% - paid very, very promptly! Button almost died during the surgery. He had a TECA (total ear canal ablation), and is now hearing in only one good ear (he hears just fine now!)--probably a special needs dog. After two weeks rough recovery with the "cone of shame", eye drops, and keeping him calm and confined, the Surgeon gave Button a "thumbs up", and he is a happy, healthy dog--back to his old self. Without the expert care of two vets, my Button Buddy would have died. I am hoping that now he has a lot of dog treats, belly rubs,and life in him more a few more years. With your insurance, he will definitely have that care with the amazing coverage that you provide. I have been recommending Healthy Paws to many of my dog owners friends for their consideration Button says thanks! So do I! The picture on the web page is Button before surgery. He was one worried pooch. Sincerely
5

out of 5

POSTED: | BY: Summer Time

saved my frenchie's life

I'm so happy I chose Health Paws. We covered out adopted 3 years old Frenchie who was very healthy. She somehow slipped a disc and required an mri and then surgery. Healthy Paws covered 90 percent of the changes and with 2 days. My vet submitted the claim for me so it was easy. I don't leave comments often but this experience warranted it.
5

out of 5

POSTED: | BY: Summer

Our Frenchie Herniated a Disk at 3 Yrs

I want to commend this insurance company for abiding by their word. We paid for 6 months and boom, our girl herniated a disc, how we aren't even sure. She went in for an MRI and then back surgery. Total bill was around $7k. The vet filed our claim for us and within 2 days my claim was approved at 90% payment, with us paying $100 deductible and 10%. I am so glad I signed up for the most comprehensive plan. We are beyond pleased with this company and I rarely leave reviews. Thank you Healthy Paws.
5

out of 5

POSTED: | BY: Duane Isaacson

Excellent insurance with great coverage

After extensive research online, my wife and I decided on Healthy paws pet insurance for peace of mind. We were hoping and thinking we would never have to use it anytime soon, as our Cavalier, Charlie was only 10 months old. Less then four months after enrolling with Healthy Paws, Charlie who is quite excitable and active, took a tumble in the back seat of the car onto the floor, while we were trying to fasten his seat belt. He injured his rear leg, throwing his knee out of joint, requiring surgery. Since we never had pet insurance before, I wasn't sure how good the plan would be to pay, but Healthy paws immediately sent a check to cover their share of the bill for the surgery. It was quick and easy to file the claim online and they even followed up afterwards to see how Charlie was doing. Needless to say, we are sticking with Healthy Paws Pet insurance.
5

out of 5

POSTED: | BY: Michael Harris

No hassle, exactly as promised

Healthy Paws fulfilled their contract ($1300) with no hassle. First time submitting a claim and still only took a few days. Called after asking the vet to fax history to hp, they had not received it but the rep offered to do something previously unexperienced by me. They took ownership of the scenario and offered to call my get to get that history themselves. It seems like a small thing, but not having to play middle man between an insurance company and a service provider is amazing. Between customer service and straight forward fufillment of terms, I wish my insurance was run by the folk at healthy paws. We rescued two starved and mistreated huskies as our first dogs because we love black diamond difficult challenges. There is a lot we can control, but there are a few things we cannot. It's nice to be able to offer pets that have had a hard road so far a much higher quality of life, while knowing you have the support needed if things don't go exactly as planned. Thank you healthy paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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