Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,160

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Great company!

I am super impressed with Healthy Paws! They have wonderful customer service. Anytime I've emailed them with a question they've gotten back to me the same day. Recently my dog had surgery to remove a mass and my claim was handled in about two weeks. You can pick the amount they reimburse, so after my deductible they covered 90% of the costs, excluding exam fees. I was hesitant to get insurance in the first place because I was afraid if something like this happened they would find some loop hole to get out of paying but they covered everything exactly as was stated in the policy. You can have them review your pet's medical records before getting a policy and they will let you know if there are any pre existing conditions that may not be covered. I would definitely recommend Healthy Paws!
5

out of 5

POSTED: | BY: Emily

Best Insurance Experience - EVER

No one likes to deal with insurance companies. Especially picking one. Healthy Paws Pet Insurance is the most convenient, prompt, reliable, helpful, and all around best pet insurance on the market. Deciding to get pet insurance for our puppy was one of those "hopefully we'll never need it, but better to have and not need, than need and not have!" ...shockingly, at 8 months old, our puppy needed extensive testing to determine the cause for her significant digestive issues. Over $2500 out of pocket. Without Healthy Paws, we'd be in debt and unbelievably stressed. Submitting a claim was literally the easiest thing I've ever done -- easier than submitting my papers online for school! I even received a personal email checking up on our puppy, which was absolutely above and beyond.
5

out of 5

POSTED: | BY: Sybil Washington

Healthy Paws is the greatest!

My dog (Kookie) had been on medication approximately one year due to problems with her left leg. As time passed there was no improvement; therefore her leg had to be amputated. Healthy Paws has covered 90% of all my expenses, which I received in a few days after submitting my claim. Also, they sent me an email checking on my dog 's progress after her operation. Healthy Paws ....you are the greatest!
5

out of 5

POSTED: | BY: Whitney P.

The best decision for you and your pet

We have two black labs, and both are insured under healthy paws. We have been so pleased with their customer service and quick return on claims. They always call and check on our dogs after vet visits. I recommend them to every one of our friends with pets!
5

out of 5

POSTED: | BY: Katie

Amazing!

Healthy Paws has been the best investment in our pet’s health we've made! Our sweet 2 year old lab-pit mix rescue has terrible skin allergies and has needed several medications and tests, all of which have been covered no problem. Maintenance health issues have been made more affordable through Healthy Paws, but the real wow factor came when our dog ate several non-edible products and had to have extensive stomach and intestinal surgery, which would have cost us several thousand dollars. Healthy Paws not only covered almost all of it, but they were available Saturday evening to discuss claims and followed up with us via email to make sure our pup was healing well. We'll never have another pet and not use Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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