Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Van Hoose

Best Decision Ever!

We ended up with two Labrador puppies this year. Our boy was diagnosed with Parvo Virus at 8 months, despite being appropriately vaccinated. He was hospitalized for over a week. We were able to focus on getting him the best care without worrying too much about the cost (even with 90% coverage, it was still expensive).Healthy Paws has been responsive and great to work with!
5

out of 5

POSTED: | BY: Kelly Fox

Life Savers

I can't recommend Healthy Paws enough for what they have done for our family. My wife and I were out of the country when our dog was hit by a car. When they got her to the hospital and told us everything they would need to do we panicked. I called Healthy Paws and they calmed us down and made sure that everything was handled immediately. They stepped up and dealt with the hospital so that we could get on a plane home to be able to deal directly. If not for their compassion and helpfulness our dog would have had no chance. She still has a long road but Healthy Paws has been by our side every step of the way. Their process is seamless and they have bent over backwards to make sure things go smoothly. They are a blessing.
5

out of 5

POSTED: | BY: Garrett

Healthy Paws Delivers!

Couldn't give Healthy Paws enough praise! After my Boston developed a mammary tumor that needed removed, Healthy Paws made the entire claim process and turn around time very quick and easy. Their site and document upload process is easy and user friendly and their staff followed up with me after the surgery to just to see how everything was going. Would definitely recommend them to any pet parent!
5

out of 5

POSTED: | BY: Monica DuClaud

I'm so so happy I have this pet insurance!!

In the past I've had other insurance plans for my dogs and I eventually stopped because they never covered anything I needed. It was money down the drain. But I read the reviews on Healthy Paws and decided to give it a try with my new pup. I'm so glad I did!! No bureaucracy. The easiest claim process: I take a photo of my invoice with my smart phone, send it to them, and a few days later I get my reimbursement for the covered services. They truly cover everything their promos advertise. The per-year deductible (instead of per-occurrence) makes it faster to reach the deductible limit and start saving. Plus the customer service staff is super warm and friendly. Highly recommend them!
5

out of 5

POSTED: | BY: Jennifer

Great company!

I am super impressed with Healthy Paws! They have wonderful customer service. Anytime I've emailed them with a question they've gotten back to me the same day. Recently my dog had surgery to remove a mass and my claim was handled in about two weeks. You can pick the amount they reimburse, so after my deductible they covered 90% of the costs, excluding exam fees. I was hesitant to get insurance in the first place because I was afraid if something like this happened they would find some loop hole to get out of paying but they covered everything exactly as was stated in the policy. You can have them review your pet's medical records before getting a policy and they will let you know if there are any pre existing conditions that may not be covered. I would definitely recommend Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review