Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Courtney Clark

Best Pet Insurace Company Ever!!

Healthy Paws is a wonderful Insurace Co. They make it so easy to file a claim with their app. Whenever I have called in to speak with someone, they are caring, concerned, and provide exceptional customer service! I have received updates on claims within 48 hours and also they check in with your pet to make sure everything is going well! After my Charlie had heart surgery, I was reimbursed within 5 days and they made sure everything was going well with him! I recommend this Co. to anyone looking for pet insurance and can't say enough great things about them to my friends and family!!!!
5

out of 5

POSTED: | BY: Stephanie

Great Service and Care

I have had dogs my whole life and never had pet insurance. I got pet insurance recently through Healthy Paws and I now wonder how I ever owned a dog without it! Vet bills are so high these days that paying for pet health insurance is not only smart in my opinion, but also gives you such peace of mind. Healthy Paws has to be the leader in giving you that peace of mind: they are responsive, timely, caring, and easy to work with. I know that my pet is going to be taken care of if something happens and I can't foot the bill without insurance. And I know with Healthy Paws that it won't be just about money -- it will be about sincerely caring for my pets and their wellbeing. I wouldn't go with any other company hands down -- in part because of the annual deductible rather than "per illness" or "per case" deductible. They've been great to me.
5

out of 5

POSTED: | BY: Chris Sauer

Amazing Insurance!!

I have insurance for my cat and dog. I have had to use it on both my pets. Submitting my claims were very easy to do. The reimbursements have been very quick. This last time my dog was boarded for a long weekend, she was bitten by another dog. Since it was a long weekend, my dog had to go to an emergency vet. Healthy Paws received my claim on the following business day. I received my check shortly after. I got an email shortly after that asking how my dog was. That made me feel good that they cared & took time out to ask. I tell all my friends that Healthy Paws is the way to go for pet insurance!
5

out of 5

POSTED: | BY: Ann DeChiaro-Pifsterer

Healthy Paws = Peace of Mind! + a healthy dog!

I just want to say a big THANK YOU for Healthy Paws. I am so thankful to have Healthy Paws Pet Insurance which gives me the financial peace of mind to cover my best buddy, Button when he has emergency issues. Button was an owner-surrendered Yorkshire Terrier to a Manhattan, NYC kill shelter in 2012. He was saved from death by Anarchy Rescue, and then sent to Yorkie 911 Rescue for further rehabilitation. I counted that I am his 5th home! We fell in love with him at a dog adoption day, and never looked back. The term "who rescued who" is so appropriate in our home; since I do not have any children (just plenty of nieces and nephews!!!). With a rescue, you have a health unknown, and thankfully he had no pre-existing conditions which might exclude him from some coverage. The decision to have pet insurance was to insure me that this little dog's life would never have a price tag on him again; nor will I every throw him away as many dog owners do when financial issues of pet care could cause a burden. I read about Healthy Paws through an AAA recommendation, and the company has not let me down. I can handle the day-to-day, well-doggie costs with the vet; but, my dog has had a few emergencies due to his getting into trouble or from an unexpected illness, and those vet bills were scary. The insurance has provided me with such peace of mind, knowing that my dog gets great care, when I hand over the credit card. Button's recent ear canal surgery was health threatening, (sad and scary for the pet parents, we were fearful that we might loose him), and the associated vet bill was even scarier. I actually called Healthy Paws before the surgery just like I do for my own insurance "just in-case". Customer support gave me peace of mind to move forward. After the surgery, the reimbursement was at 90% - paid very, very promptly! Button almost died during the surgery. He had a TECA (total ear canal ablation), and is now hearing in only one good ear--now a special needs dog (but he has adjusted to his lost hearing). He endured two weeks recovering with the "cone of shame", eye drops, while we tried to keep him calm and confined. After the two weeks, the vet surgeon gave Button a "thumbs up"! Button is a happy, healthy dog--back to his old self. Without the expert care of two vets, my Button Buddy would have died. I am hoping that now he has a lot of dog treats, belly rubs,and life left in him for a few more years. With your insurance, he will definitely have that emergency care as he ages with the amazing coverage that you provide. I have been recommending Healthy Paws to many of my dog owners friends for their consideration Sincerely, Ann, Mark and Button (aka cute as a button) Pfisterer
5

out of 5

POSTED: | BY: Fenn Cross

Thank Goodness for HealthyPaws Pet Insurance

Our dog Maya has had bad luck with her knees. We have had to put her through 5 surgeries over 2 years totaling over $15k. Healthy Paws has been there to save us from potential bankruptcy and enable us to help our baby and not make that terrible choice of heal our pet or put a roof over our heads. Healthy Paws responds quickly and we have our claim handled in less than 2 weeks. Thanks Healthy Paws, we're so glad we chose them to be our pet insurance.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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