Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shyam

Why Healthy Paws Pet Insurance Is The Best.

my wife and i love our pups. we feel they should get the same care as we would give ourselves because they give us everything they've got. the give us their lives. not having had dogs growing up i realized i should start an emergency bank account fund for them in case one of them got sick. so i did that but little did i know how expensive quality vet care would be. 2013 - our pup teen needed spinal cord surgery. he is a teeny chihuahua and this was definitely a specialized surgery. our emergency vet (VMSG in ventura, california who i can't recommend high enough) saved his life. the total was $13,000. no worries. i have that emergency account and when would such an expensive surgery happen again? 2014 - our pup aud was diagnosed with stomach cancer. VMSG removed the tumor but it came back about 3 months later. she would soon end her battle with cancer in september but what we got was three entire months with our dearest girl. the total was $12,000. 2015 - teen was doing well but was too old to be insured but our other pup greta, a redbone coonhound, was still young enough. so we researched and picked healthy paws and boy am i glad we did. healthy paws is the ONLY pet insurance without a cap. meaning if your animal gets cancer or another expensive illness all you are responsible for is your annual deductible and then whatever amount your particular policy is set at. greta's is at 30% for us and 70% for healthy paws. the only reason i can think of someone picking a different pet insurance is because they don't realize how expensive emergency care can be. healthy paws won't cover: pre-existing conditions (no other pet insurance will either) standard vet and dental cleanings (which aren't as expensive as emergency surgery) and that's pretty much it. about 2 weeks ago we came home and greta got bloat. bloat can kill a dog in 8 minutes and our drive to VMSG is 20 minutes. it is a miracle but little greta made it there and VMSG not only was able to save her life but also diagnosed her with a mass on her spleen as was a paralyzed larynx. in fact if she hadn't bloated we would never have known about the spleen or larynx. the total cost for her surgeries was just over $11,000. but this time i had healthy paws. i was nervous because i didn't know if this insurance would do as it promised. i know that i personally have blue shield of california and it definitely doesn't do as it promises. but healthy paws did! they paid over $7,
5

out of 5

POSTED: | BY: Patty

Exceptional & dependable service

I was very reluctant to get pet insurance at first questioning whether it would pay as promised if I ever needed it. However, I decided to give it a try after researching various companies and I am happy to say that I could not be more pleased with the experience and outcome that I had with Healthy Paws. My dog tore her CCL and needed TPLO surgery costing over $3000.00. With no questions asked other than official documentation of her history they covered the vet bill as promised and in a very timely manner. For anyone having second thoughts about pet insurance...don't. Healthy Paws is a honest and dependable company that truly cares about your pet.
5

out of 5

POSTED: | BY: Brian

Excellent and amazingly fast service

Healthy Paws Pet Insurance was the best coverage I could find for my pet. I'm so grateful that I signed up for pet insurance. Unfortunately, my pet had to undergo surgery but Healthy Paws didn't let me down and covered the claim as outlined exactly in my policy. I received the reimbursement notification within a day or two after submitting the claim. Super fast and much appreciated. I even received a personal follow up email asking how Cookie was doing and an additional follow up responding about her full recovery. That is customer satisfaction! So far I have referred Healthy Paws to two dog owners covering 4 total pets.
5

out of 5

POSTED: | BY: Courtney Clark

Best Pet Insurace Company Ever!!

Healthy Paws is a wonderful Insurace Co. They make it so easy to file a claim with their app. Whenever I have called in to speak with someone, they are caring, concerned, and provide exceptional customer service! I have received updates on claims within 48 hours and also they check in with your pet to make sure everything is going well! After my Charlie had heart surgery, I was reimbursed within 5 days and they made sure everything was going well with him! I recommend this Co. to anyone looking for pet insurance and can't say enough great things about them to my friends and family!!!!
5

out of 5

POSTED: | BY: Stephanie

Great Service and Care

I have had dogs my whole life and never had pet insurance. I got pet insurance recently through Healthy Paws and I now wonder how I ever owned a dog without it! Vet bills are so high these days that paying for pet health insurance is not only smart in my opinion, but also gives you such peace of mind. Healthy Paws has to be the leader in giving you that peace of mind: they are responsive, timely, caring, and easy to work with. I know that my pet is going to be taken care of if something happens and I can't foot the bill without insurance. And I know with Healthy Paws that it won't be just about money -- it will be about sincerely caring for my pets and their wellbeing. I wouldn't go with any other company hands down -- in part because of the annual deductible rather than "per illness" or "per case" deductible. They've been great to me.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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