Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen Sassaman

The Best!

We signed up for Healthy Paws Insurance when we brought our labradoodle puppy home. When he stopped eating and became lethargic, our regular vet sent us to the U of MN vet hospital when he did not respond to the preliminary treatment. Blood work and imaging pointed to liver problems. The entire process was very stressful, but the financial factor was not an issue because of this insurance. The claims where easy to file and processed quickly. The payment was also sent in a very timely manner. I would highly recommend this insurance, and am forever greatful that we have it!
5

out of 5

POSTED: | BY: SC

Fantastic Company

Excellent company. Does what it says. Quick claims processing. So glad we chose Healthy Paws.
5

out of 5

POSTED: | BY: Fernanda Foresto

My experience with Healthypaws insurance

I was amazed how Healthypaws took care of my dog surgery, I was so worried about my dog surgery how she was going to recover but one thing I didn't need to worry about was how much was going to cost because I was so glad to have Healthypaws help me out with that. My dog and I are so happy to have Healthypaw's insurance 🐾🐾
5

out of 5

POSTED: | BY: Kate Hennessey

Fast and uncomplicated

We had never had pet insurance before, but seeing how sophisticated -and expensive- veterinary care has become decided to get insurance for our long-hair dachshund, Álfie at age 7, in spite of the fact that he had always been very healthy. This decision paid off three weeks ago when Älfie screamed in pain and was unable to walk, with what turned out to be Inter Vertebral Disc Disease. The MRI, surgery, hospitalization etc were very expensive, but Healthy Paws paid 90% of the cost less than two weeks after we submitted the claim. All insurance should be so straight forward! We have a happy pup and are very happy pet guardians!
5

out of 5

POSTED: | BY: Lynn

So greatful for Healthy Paws!

Our 4.5 year old Labrador retriever chases a tennis ball like a maniac. A few weeks ago she started limping when she came home from the park. A visit to the vet revealed a torn cruciate ligament (akin to the human ACL). Surgery was scheduled for the next day. I submitted a claim when we paid the vet. That was a week and a half ago. Today I got a notification that Healthy Paws was sending me a check for 80% of the bill (that's my coverage). I was amazed! They had no questions for me. They just processed the claim and they are sending me a check. Actually, they did have a question for me. They emailed me and asked how she is doing. I could not be happier. We will never be without Healthy Paws for any of our animals.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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