Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,012

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: John

Read the FINE PRINT!

Read the FINE PRINT! I can't stress this enough. It does not matter what their rep tells you over the phone. You MUST get it in writing. Also, their requirement that you provide full medical records within x amount of time of enrolling is confusing. When I called after enrolling and receiving the email, the rep said this wasn't needed. Later they'll tell you it's in their FAQ. Is that the right place for it? Maybe their reps should know too. For a year they've collected my monthly payment and a few hundred dollars in deductible this year. What did I get out of it? Well, I thought I had good pet insurance and peace of mind when really it was all an illusion.
5

out of 5

POSTED: | BY: Hank Morgan

Health Paws: Fabulous

Tim,We appreciate your inquiry into our Miles recovery. We are delighted to inform that he appears to be completely back to normal though with him we have found a new definition of "normal". Goldendoodles are different... We are now huge fans of Healthy Paws Pet Insurance for their instant support of his treatment and have shared our experience with your company around the neighborhood. Thanks! Hank
5

out of 5

POSTED: | BY: Connie Lonergan

Thank you Healthy Paws

Thank you for asking how Vienna is doing after her cruciate surgery. She is doing well. She has started physical therapy post op. It is good to know I have Healthy Paws by my side so she can continue to get the best after care related to her surgery. I work at an animal hospital and tell all of our clients how important pet insurance is. Of course they always ask me what pet insurance I have and I tell them Healthy Paws. Your customer support has been awesome answering all of my questions and concerns. I couldn't believe how fast the reimbursement check came. Thank you from both Vienna and Triumph who has Healthy Paws pet insurance. Connie
4

out of 5

POSTED: | BY: Kevin

Pet insurance that actually works

I have had other pet insurances before (like VPI) and they were terrible. There was always a reason why they wouldn't cover something or if they did cover something it was within a predetermined compensation schedule that was pretty terrible -- meaning although I would pay $1k to the vet for an injury, other insurances would say "well we think it should have cost $200 so we'll only pay you that". Healthy Paws is nothing like that. You pay, your pet gets injured, they pay. Plain and simple. The way it's supposed to work.
5

out of 5

POSTED: | BY: Mahalia

What a relief

Great insurance. Customer service was helpful and personable. Claim was handled quickly, within a week.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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