Healthy Paws | Pet Insurance Review

We got our lab and debated getting pet insurance as she was young and we thought pet insurance is probably more necessary for an older pet.However as it was our first pet we decided to get insurance for a year and look at it again then. Best decision we've ever taken. Within the first month of taking the insurance she burst her ACL. We had to have surgery. Unfortunately we went with the old style surgery as we were recommended that there was not much of a difference except the new was around double the cost. Within 6 months she damaged her meniscus which resulted in more surgery - so we're now at around the same cost but unfortunately not as stable a knee. We have submitted 4 claims and all have been promptly and reasonably paid. The claim process is simple - take a picture of the receipt on your phone and send it on. I definitely will be keeping this insurance I highly recommend Healthy Paws

I cannot say enough good things about this company. I have had a couple of claims with Healthy Paws. Everyone I have ever spoken to has been beyond helpful and polite. They are prompt and pay claims as they say they will. On one occasion a claim was denied somImcalled and explained the situation. Within 10 minutes I had an email with an adjusted claim giving me 181.00 credit towards my dogs deductible. I lost my beloved pet last month and had very high medical bills for him. Healthy Paws paid exactly what they said they would cover and I had my checks in less than a week. I also received a sympathy card personally signed by several of their staff members. I would highly recommend them.

Every time I call Healthy Paws, the customer service is helpful, informative and friendly. My dog had to have surgery unexpectedly, and I was so relieved that Healthy Paws made the claim process so easy. Submitting the claims online was easy, I appreciated the email communication about the progress of the processing, and the claim process was completed as expected and very quickly. Could not be happier!

If you're considering pet insurance, just get Healthy Paws and save yourself hours of research. This is the best insurance I've had in my entire life (of any kind). I had Healthy Paws on my middle-aged dog for ~3 years before submitting a serious claim (more than $100) - A cancer tumor removal surgery with a bill of $1600. Healthy Paws reimbursed me in a FEW DAYS after receiving the claim. No questions asked, got a check for ~$1300 AND they even emailed me to ask how my dog was and hoped he was doing well. That's AMAZING! My human health insurance doesn't care about me anywhere near that much. Since then I've filed multiple smaller claims this year ($50-150) and they've paid every one promptly, no hassle. I'm a customer for life. If you have a pet that goes outside, health insurance is a great investment. For indoor-only pets it's a harder call but I still think it can have big benefits (like not weighing money vs. your animal's life when things go bad).

I've been a member of Healthy Paws since my puppy was 10 weeks old. She's 6 years old now. I debated when we got her whether or not we would want to get insurance for her, but at less than $40/month it was an easy decision. Plus we could cancel anytime. Now, 6 years later, it is literally one of the best decisions I've ever made. My puppy (who will always be a puppy even when she's 6 years old) has managed to... * Eat chocolate bars 3 times (Three ER Visits) * Eaten something else that made her horribly sick (1 ER Visit) * Had 6 lump biopsies * Had 2 teeth removed because they broke * Had multiple stool sample tests for giardia & other digestive issues * Had blood tests prior to both oral surgeries and many many more Beyond her general check-ups, every single doctor’s visit has resulted in a payment back to us by Healthy Paws. At this point in her 6 year live we have easily spent $10,000 on various medical visits, and she's actually a very healthy & low maintenance dog. Almost more than anything, having Healthy Paws means I don't even need to think about the cost of keeping my dog healthy. It doesn't even cross my mind when issues come up. "Oh, she cracked a tooth...let's take it out before it gets abscessed." There's simply no question. Without Healthy Paws, that one tooth would have cost me over $1000. Also, the reality is that I would go into serious debt to make sure my dog was healthy. I’d do almost anything in the world for her, even if it meant I would be put into a challenging financial position. Thankfully, that’s not an issue. Thankfully, I got healthy paws! Btw, another perk is that they are SO easy to work with. You submit your medical bill, you get a check in the mail. Easy as it could be. Too bad human insurance companies aren’t that easy.