Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
I cannot say enough good things about this company. I have had a couple of claims with Healthy Paws. Everyone I have ever spoken to has been beyond helpful and polite. They are prompt and pay claims as they say they will. On one occasion a claim was denied somImcalled and explained the situation. Within 10 minutes I had an email with an adjusted claim giving me 181.00 credit towards my dogs deductible. I lost my beloved pet last month and had very high medical bills for him. Healthy Paws paid exactly what they said they would cover and I had my checks in less than a week. I also received a sympathy card personally signed by several of their staff members.
I would highly recommend them.
5
out of 5
POSTED:
| BY: Jessica
Great experience with Healthy Paws
Every time I call Healthy Paws, the customer service is helpful, informative and friendly. My dog had to have surgery unexpectedly, and I was so relieved that Healthy Paws made the claim process so easy. Submitting the claims online was easy, I appreciated the email communication about the progress of the processing, and the claim process was completed as expected and very quickly. Could not be happier!
5
out of 5
POSTED:
| BY: Philip Epstein
Best. Insurance. Ever.
If you're considering pet insurance, just get Healthy Paws and save yourself hours of research. This is the best insurance I've had in my entire life (of any kind).
I had Healthy Paws on my middle-aged dog for ~3 years before submitting a serious claim (more than $100) - A cancer tumor removal surgery with a bill of $1600. Healthy Paws reimbursed me in a FEW DAYS after receiving the claim. No questions asked, got a check for ~$1300 AND they even emailed me to ask how my dog was and hoped he was doing well. That's AMAZING! My human health insurance doesn't care about me anywhere near that much.
Since then I've filed multiple smaller claims this year ($50-150) and they've paid every one promptly, no hassle. I'm a customer for life. If you have a pet that goes outside, health insurance is a great investment. For indoor-only pets it's a harder call but I still think it can have big benefits (like not weighing money vs. your animal's life when things go bad).
5
out of 5
POSTED:
| BY: bether
Best decision I could have made
I've been a member of Healthy Paws since my puppy was 10 weeks old. She's 6 years old now. I debated when we got her whether or not we would want to get insurance for her, but at less than $40/month it was an easy decision. Plus we could cancel anytime.
Now, 6 years later, it is literally one of the best decisions I've ever made. My puppy (who will always be a puppy even when she's 6 years old) has managed to...
* Eat chocolate bars 3 times (Three ER Visits)
* Eaten something else that made her horribly sick (1 ER Visit)
* Had 6 lump biopsies
* Had 2 teeth removed because they broke
* Had multiple stool sample tests for giardia & other digestive issues
* Had blood tests prior to both oral surgeries
and many many more
Beyond her general check-ups, every single doctor’s visit has resulted in a payment back to us by Healthy Paws. At this point in her 6 year live we have easily spent $10,000 on various medical visits, and she's actually a very healthy & low maintenance dog.
Almost more than anything, having Healthy Paws means I don't even need to think about the cost of keeping my dog healthy. It doesn't even cross my mind when issues come up. "Oh, she cracked a tooth...let's take it out before it gets abscessed." There's simply no question. Without Healthy Paws, that one tooth would have cost me over $1000. Also, the reality is that I would go into serious debt to make sure my dog was healthy. I’d do almost anything in the world for her, even if it meant I would be put into a challenging financial position. Thankfully, that’s not an issue. Thankfully, I got healthy paws!
Btw, another perk is that they are SO easy to work with. You submit your medical bill, you get a check in the mail. Easy as it could be. Too bad human insurance companies aren’t that easy.
After doing our research and speaking to everyone in our circle of friends we decided to use Healthy Paws hoping to never need their help. The process was easy and all was well but the true test is when you need them.
Our dog was hit by a car while my wife and I were out of the country and she was staying with my folks. It was a dumb and senseless accident that left our dog with a dislocated and fractured spine. While talking to the doctor at the animal hospital they suggested that if we have insurance...now would be the time to discuss our options since the dog would need an MRI, surgery and likely long term rehabilitation. I called Healthy Paws in a panic to see what our options were just to get the ball rolling and they were...are...amazing. They calmed me down, walked me through my policy and get the hospital to contact them directly to cut the red tape so my wife and I could catch a plane home. The level of care and support that they showed and continue to show...just floors me. They treated me like family and have been holding my hand every step of the way. Through everything that has happened they reach out to check on the dog and on my family.
I can't recommend them more. They are something far and above what I expected and are true heroes to my family.
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.