Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,011

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Franci Montgomery

Healthy Paws is a must for your dog

Signing up for Healthy Paws insurance is by far one of the best decisions I’ve ever made. They have been the most amazing, reliable company. I can’t speak highly enough of them for the confidence and the peace of mind they give me. I have submitted HUGE claim after claim because my dog has just had some serious health issues from the very beginning and they are ALWAYS responsive and provide the exact service they advertise. I get 90% of all my claims after my $250 annual deductible, every single time. Banjo (my dog) has had a plethora of health issues since I brought him home. He was born with luxating patella stage 3 in both back legs, and had to have surgery only a couple months after I brought him home. Then when he was about 1 the vet thought it was a bowel obstruction and he had another surgery, but it turned out he did not have an obstruction but rather his intestines had swollen almost shut from food allergies. About a month ago (he’s not even 2 yet) he started limping again, had x-rays and turned out he had torn all the ligaments in his knee and had to have yet another surgery on his leg. Healthy Paws has been there for us through every single obstacle. He’s the happiest most loving dog, despite all the health problems he has had and I get to provide him with the health care he needs to have a full and complete life thanks to Healthy Paws.
5

out of 5

POSTED: | BY: Arne

Amazing insurance

We had VPI before and they were terrible. Since coverage began with Healthy Paws they have been amazing. It is incredibly easy to submit a claim, fast response time when asked a question and next thing you know you have a check in the mail. This is something any insurance company should strive for. So far very happy. Healthy Paws seems to care about your pet, something that can not be said for most other insurance companies.
5

out of 5

POSTED: | BY: Franci Montgomery

Healthy Paws is 100% amazing

Signing up for Healthy Paws insurance is by far one of the best decisions I’ve ever made. They have been the most amazing, reliable company. I can’t speak highly enough of them for the confidence and the peace of mind they give me. I have submitted huge claim after claim because my dog has had some serious health issues from the very beginning and they are alway responsive and provide the exact service they advertise. I get 90% of all my claims after my $250 annual deductible, every single time. Banjo has had a plethora of health issues since I brought him home. He was born with luxating patella stage 3 in both back legs, and had to have surgery only a couple months after I brought him home. Then when he was about 1 the vet thought it was a bowel obstruction and he had another surgery, but it turned out he did not have an obstruction but rather his intestines had swollen almost shut from food allergies. About a month ago (he’s not even 2 yet) he started limping again, had x-rays and turned out he had torn all the ligaments in his knee and had to have yet another surgery on his leg. Healthy Paws has taken care of us through every single obstacle. He’s the happiest most loving dog, despite all the health problems he has had and I get to provide him with the health care he needs to have a full and complete life thanks to Healthy Paws.
5

out of 5

POSTED: | BY: Stacy

Healthy Paws is truly there for you and your pet

My frenchie was sick from Day 1 coming home, so I knew that finding the best pet insurance company was essential. After a lot of research, I found Healthy Paws to be the best one available. Because of them, I know that I am able to provide the best care for my dog and not have to worry about being able to afford life saving treatments if and when my dog needs it (including accidents, especially when you least expect them). Although I've been with them for the past three years, it wasn't until my dog recently had a serious reaction to treats and had to be hospitalized and came back two days later with seven different medications and $$$$ in bills did I realize that this was actually a great outcome. I was blessed, because 1. My dog was still alive, and 2. I had Healthy Paws to cover 90% of my costs after meeting my deductible. And not only did they pay, but they also paid promptly, and went above and beyond by asking how my dog was doing. I'm honestly shocked at how they are able to provide so much coverage and still run a successful business, and donate to rescue and adoption groups! Or that they actually care about my dog's health! They are the one bright spot I can count on when my dog is sick (which is unfortunately often) and I can't thank them enough.
5

out of 5

POSTED: | BY: Lonelle Berger

Thank goodness for Healthy Paws!!!!

I cannot say enough about Healthy Paws!!! From day 1 they have covered everything from my Bullmastiff's allergy treatment to his recent gastric indiscretion which required major surgery! Thanks to Healthy Paws I can take him to the best hospitals and say "Do what ever it takes to make him well and I don't care how much it costs." Used to be a vet tech nan emergency and critical care practice and I saw so many people have to make the decision to put their pet down because there was not enough money for the necessary treatment. I swore I would never have to make that choice. Healthy Paws pays promptly, does not argue or try to weasel out of paying, and they are always happy to talk to me if I have questions. I just signed up my new puppy with them and now I know that she is covered if anything should happen. I LOVE not having to worry about them in terms of their medical care. I know that Healthy Paws has my back!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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