Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Allan Greenberg

Claims for my Lab's Knee surgery

My yellow 4 year old lab had to have knee surgery. Knee surgery is a rather expensive surgery for dogs. I had a 80/20 policy with Healthy Paws. The coverage paid the full 80 percent of the total bill. The claims were processed within a few days and I had a reimbursement check within a week. Great job Healthy Paws!
5

out of 5

POSTED: | BY: Mariana Figueroa

No worries pet insurance

Botti is not only my dog, he's family. When I first adopted Botti I researched different pet insurance. Healthy Paws seemed like the best choice. I was right. The staff is friendly and always there to answer any questions. Their response to my claim reports was quick. After Botti's surgeys I received an email to check on his progress. I have recommended Healthy Paws to all my friends.
5

out of 5

POSTED: | BY: Ann Miller

Great Company

My dog needed eye surgery 6000.00 lucky I had Healthy Paws insurance. It was so easy to submit a claim with the iPhone app. I got my check in 3 days. I was always worried about getting dog insurance thinking they would deny every claim. Healthy Paws is a 1st class company and I would not use anyone else. I am not the type of person to leave reviews but they really care about your pet. Just make sure its not a pre existing illness and you will be very happy with this great company.
5

out of 5

POSTED: | BY: Carol

Couldn't ask for more!

Our dog Mika has had two major surgeries to repair ACL tears in both hind legs. Healthly Paws not only made submitting the claim easy, they promptly reimbursed us. Being able to upload invoices and send them in without all the other hassles involved, makes the process a breeze! Wish I known about Healthy Paws years ago! I've been referring my friends as often as I can.
2

out of 5

POSTED: | BY: R. Baumert

Beware of the ABSURD annual rate increases!

I WAS a happy Healthy Paws customer for about 4 years. I just received notice of yet another annual rate increase...this year's rate increase is 8%. For reference, the 2015 inflation rate is near 0%. After I got last year's rate increase notice, I adjusted my policy to keep my monthly payment within my budget. This year, I'm forced to yet again decide whether to adjust my policy downward, go over budget, or find a new provider. I understand periodic rate increases but the frequency and the amount of the increases by Healthy Paws are absurd!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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